480 Orman Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 480 Orman Rd, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1973
Lot Size	2.03 acres (88,514 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Jul 2018)
Tax Bill	$8,307 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089-201-23`

Property Details

APN / Parcel Number

Primary APN	`089-201-23`
Alternative APN	`089-201-23-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,932 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	88,514 sqft
Terrain	Steep
Deck Area	1,085 sqft
Patio Area	1,085 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	480 ORMAN RD
City	BOULDER CREEK
State	CA
Zip	95006-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2000
Census Tract	120400

Owner

480 Orman Rd is owned and occupied by an individual who acquired it in July 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Intrafamily Transfer, Transfer
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Aug 2, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANSNAP INC
Jul 16, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Jul 16, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Deed Document Number	201821575
Last Transfer Date	Jul 26, 2019
Transfer Doc	0000022089
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 20, 2026
Property Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542
Document Number	0000003791
Instrument Date	Jan 26, 2026
Instrument	2026-0003791
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542

Mortgage

Document Number	0000047910
Date	Sep 20, 2021
Instrument	2021-0047910

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 2, 2019
Property Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542
Document Number	0000022089
Instrument Date	Jul 26, 2019
Instrument	22089
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 ORMAN RD BOULDER CREEK CA 950069542, BOULDER CREEK, CA 95006-9542

Mortgage

Document Number	22090
Date	Aug 2, 2019
Instrument	22090

Lender

Name	LOANSNAP INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 16, 2018
Property Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542
Document Number	0000021574
Instrument Date	Jul 11, 2018
Instrument	21574
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	162 CHERRY LN CAMPBELL CA 950083416, CAMPBELL, CA 95008-3416

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 16, 2018
Property Address	480 ORMAN RD, BOULDER CREEK, CA 95006-9542
Document Number	0000021575
Instrument Date	Jul 11, 2018
Instrument	21575
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	OLD REPUBLIC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 ORMAN RD BOULDER CREEK CA 950069542, BOULDER CREEK, CA 95006-9542

Mortgage

Document Number	21576
Date	Jul 16, 2018
Instrument	21576

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 480 Orman Rd was $8,307.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,076 (+2%) Land $461,959 Building $232,117
2025	$8,307.00 Homeowner's exemption	$680,467 Land $452,901 Building $227,566
2023	$7,950.00 (+2.44%) Homeowner's exemption	$654,043 Land $435,314 Building $218,729	$705,150
2022	$7,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Orman Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Orman Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ridge Wireless Fixed Wireless	60 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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