480 Oceanview Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 480 Oceanview Dr, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1966
Lot Size	0.025 acres (1,089 sqft)
Owner	Company Name on File
Last Sale	$1,275,000 (May 2004)
Tax Bill	$25,490 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-211-52`

Property Details

APN / Parcel Number

Primary APN	`046-211-52`
Alternative APN	`046-211-52-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,089 sqft (0.025 acres)
Terrain	Steep
View / Lot	Ocean
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	480 OCEANVIEW DR
City	WATSONVILLE
State	CA
Zip	95076-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 386 03 LOT 60
Legal Subdivision	386 03
Legal Tract	386
Legal Lot Number	60
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	122300

Owner

Source: Santa Cruz County records · APN 046-211-52

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1041 KATRINE CT, SUNNYVALE, CA 94087-5005
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2004 · Amount on Record
Deed Sale	May 21, 2004 · Amount on Record
Prior Sale	Mar 24, 1997 · Amount on Record
Deed Document Number	200436107
Last Transfer Date	Nov 22, 2006
Transfer Doc	0000068592
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 21, 2026
Property Address	480 OCEANVIEW DR, WATSONVILLE, CA 95076-1812
Document Number	0000008799
Instrument Date	Apr 16, 2026
Instrument	20268799
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1041 KATRINE CT, SUNNYVALE, CA 94087-5005

Mortgage

Document Number	0000008799,
Date	Apr 21, 2026
Instrument	20268799

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,849,048 (+2%) Land $1,341,467 Building $507,581
2025	$25,490.00 (+9.99%)	$1,812,793 (+4.04%) Land $1,315,164 Building $497,629
2024	$23,174.00 (+1.04%)
2023	$22,935.00 (+2.21%)	$1,742,400 Land $1,264,095 Building $478,305	$2,005,650
2022	$22,440.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871223002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010, other causes

Wildfire

Wildfire Risk	Low above 7% of the US · above 4% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.