452 Oceanview Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 452 Oceanview Dr, Watsonville, CA 95076

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,642 sqft · built 1966
Lot Size	0.022 acres (958 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,500,000 (Jan 2019)
Tax Bill	$24,086 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-211-46`

Property Details

APN / Parcel Number

Primary APN	`046-211-46`
Alternative APN	`046-211-46-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,642 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	958 sqft (0.022 acres)
Terrain	Steep
View / Lot	Ocean
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	452 OCEANVIEW DR
City	WATSONVILLE
State	CA
Zip	95076-1812
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-1-6
Legal Description	TR 386
Legal Subdivision	PLACE DE MER UN #3 TR #386
Legal Tract	386
Legal Lot Number	546
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	333 BUSH ST, 4003, SAN FRANCISCO, CA 94104-2838
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jan 29, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	20192226
Prior Transfer Date	Feb 19, 2010
Prior Transfer Doc	0000009492
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	452 OCEANVIEW DR, WATSONVILLE, CA 95076-1812
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RAILROAD AVE, S SAN FRAN, CA 94080-3450

Mortgage

Document Number	0000004461
Date	Feb 9, 2022
Instrument	2022-0004461

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	452 OCEANVIEW DR, WATSONVILLE, CA 95076-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019190
Date	Jun 3, 2020
Instrument	2020-0019190

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2019
Property Address	452 OCEANVIEW DR, WATSONVILLE, CA 95076-1812
Document Number	0000002226
Instrument Date	Jan 24, 2019
Instrument	2226
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	541 RAILROAD AVE SOUTH SAN FRANCISCO CA 940803450, SOUTH SAN FRANCISCO, CA 94080-3450

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,706,744 (+2%) Land $1,280,058 Building $426,686
2025	$24,086.00 (+11.84%)	$1,673,279 (+4.04%) Land $1,254,959 Building $418,320
2023	$21,536.00 (+2.23%)	$1,608,303 Land $1,206,227 Building $402,076	$1,416,420
2022	$21,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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