Delta County property record for 480 NW 7th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft · built 1915 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Aug 1994) |
| Tax Bill | $770 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R002572 |
| Primary APN | R002572 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,664 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R002572 |
|---|---|
| Street Address | 480 NW 7TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 480 NW 7TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: UNPLATTED - CITY TOTAL AC 1.50+- PT NW4SW4 SEC 20 T13S R94W 6PM BEG W4 COR BRS N16*4910 690.01 89*2944 E487.38 S0*12 W132 S89*2944 W487.38 N0*1352 E132 TO POB ALSO 5 X 132 PARCEL LOCATED |
| Legal Subdivision | UNPLATTED - CITY |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 965201 |
480 NW 7th St is owned and occupied by two individuals who bought it in August 1994.
Source: Delta County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 1994 · Amount on File |
| Deed Sale | Aug 26, 1994 · Amount on File |
| Prior Sale | Aug 26, 1991 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 480 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 727397 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 727397 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | 49545 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 480 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | 718781 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 718781 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2045 |
The 2025 property tax bill for 480 NW 7th St was $770, up 51% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $770.00 (+50.98%) | $11,160 (+48.92%) Land $5,625 Building $5,535 | $178,565 Land $90,000 Building $88,565 |
| 2024 | $510.00 (+4.08%) | $7,494 (-) Land $3,593 Building $3,901 | |
| 2023 | $490.00 (-3.35%) | $7,494 (-1.12%) Land $3,593 Building $3,901 | $111,850 (+2.56%) Land $53,629 Building $58,221 |
| 2022 | $507.00 | $7,579 Land $3,475 Building $4,104 | $109,053 Land $50,000 Building $59,053 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 480 NW 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 480 NW 7th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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