Delta County property record for 460 NW 7th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,577 sqft · built 1984 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Feb 2018) |
| Tax Bill | $1,229 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R002626 |
| Primary APN | R002626 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,577 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R002626 |
|---|---|
| Street Address | 460 NW 7TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 460 NW 7TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: BOULDER PARK SUBS1 2 3 LOT: 3 TOTAL 0.59 AC+- ( N149.5 + 25, S 147.5 E 152.94 W 129.0 ) LOT 3 BOULDER PARK SUB. SEC 20 T13S R94W 6PM BK 461 PG 1375 (R-370370) BK 481 PG 566 (R-385464) BK |
| Legal Subdivision | BOULDER PARK SUBS1 2 3 |
| Legal Lot Number | 3 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 965201 |
460 NW 7th St is owned and occupied by an individual who bought it in February 2018.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 460 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COLORADO NATIONAL BANK |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 2, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jan 19, 2018 | Quit Claim Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on File |
| Deed Sale | Feb 2, 2018 · Amount on File |
| Prior Sale | Feb 13, 2014 · Amount on File |
| Deed Document Number | 2018701236 |
| Prior Transfer Date | Jan 19, 2018 |
| Prior Transfer Doc | 0000700923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 460 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 460 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Document Number | 0000742655 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 742655 |
| Name | FIRST COLORADO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PAONIA, CO 81428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 460 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000731661 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 731661 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 2, 2018 |
| Property Address | 460 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Document Number | 0000701236 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 701236 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 460 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Document Number | 0000701237 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 701237 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Number | 0000701238 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 701238 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 19, 2018 |
| Property Address | 460 NW 7TH ST, CEDAREDGE, CO 81413-3203 |
| Document Number | 0000700923 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 700923 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 19101 DAVE WOOD RD, MONTROSE, CO 81403-9170 |
The 2025 property tax bill for 460 NW 7th St was $1,229, up 6.4% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,229.00 (+6.41%) | $17,801 (+5.01%) Land $2,813 Building $14,988 | $284,800 Land $45,000 Building $239,800 |
| 2024 | $1,155.00 (+4.15%) | $16,952 (-) Land $2,201 Building $14,751 | |
| 2023 | $1,109.00 (+30.16%) | $16,952 (+33.26%) Land $2,201 Building $14,751 | $253,018 (+38.24%) Land $32,858 Building $220,160 |
| 2022 | $852.00 | $12,721 Land $2,016 Building $10,705 | $183,025 Land $29,000 Building $154,025 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 460 NW 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 460 NW 7th St is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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