Roscommon County property record for 480 N Roscommon Rd, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft |
| Lot Size | 9.23 acres (402,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Jun 2021) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-031-010-0021 |
| Primary APN | 005-031-010-0021 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,232 sqft Building Perimeter |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Lot Area | 402,059 sqft (9.23 acres) |
|---|---|
| Garage Area | 1,200 sqft |
| Street Address | 480 N ROSCOMMON RD |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (L-936P-548&L-832 P-322&L-676 P-685) 232 L-1002 P-224 480 N ROSCOMMON RD NW1/4 OF SW1/4 SEC 31 T23N R2W EXC S 1015 FT THEREOF |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | HIGGINS |
| Census Block Group | 2 |
| Census Block | 2109 |
| Census Tract | 970300 |
480 N Roscommon Rd is owned and occupied by an individual who acquired it in December 2024.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage MORTGAGE PROS INC |
| Sep 14, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FOREST AREA FEDERAL CREDIT UNION |
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Jun 17, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on File |
| Deed Sale | Jun 17, 2021 · Amount on File |
| Deed Document Number | 20215722 |
| Deed Book / Page | 1177 / 491 |
| Last Transfer Date | Dec 4, 2024 |
| Transfer Doc | 01188/2238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 480 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01193/0080 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 1193/0080 |
| Instrument | 202600002285 |
| Name | MORTGAGE PROS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 480 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001185/915 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 1185/915 |
| Instrument | 202300005945 |
| Name | FOREST AREA FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 480 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01175/1688 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 1175/1688 |
| Instrument | 202100001521 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jun 17, 2021 |
| Property Address | 480 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271 |
| Document Number | 001177/491 |
| Book / Page | 1177 / 491 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 202100005722 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1495 COUNTY ROAD 481A, LAKE PANASOFFKEE, FL 33538-6225 |
The 2025 property tax bill for 480 N Roscommon Rd was $2,186 with a homeowner's exemption.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Higgins Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,500 (+9.74%) | $223,000 (+9.74%) | |
| 2025 | $2,186.00 Homeowner's exemption | $101,600 | $203,200 |
| 2023 | $75,400 | $150,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 480 N Roscommon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 480 N Roscommon Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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