403 N Roscommon Rd, Roscommon, MI 48653 Property Records

Roscommon County property record for 403 N Roscommon Rd, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft
Lot Size	7.44 acres (324,086 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2018)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-036-013-0072`

Property Details

APN / Parcel Number

Primary APN	`008-036-013-0072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,212 sqft Building Perimeter
1st Floor Area	2,212 sqft

Exterior

Lot Area	324,086 sqft (7.44 acres)
Garage Area	3,148 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 N ROSCOMMON RD
City	ROSCOMMON
State	MI
Zip	48653-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1019 P-2406 L-706 P-61 233 403 N ROSCOMMON RD COM AT E 1/4 COR SEC 36 TH S0DEG23'00"E ALG SEC LINE & C/L OF HWY 492.99FT TH
Jurisdiction	ROSCOMMON MI
Township / Civil Division	MARKEY
Census Block Group	2
Census Block	2000
Census Tract	970700

Owner

403 N Roscommon Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
May 18, 2018	Deed of Trust, Mortgage · FHA Mortgage VETERANS UNITED HOME LOANS
May 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	Nov 2, 2007 · Amount on File
Deed Document Number	2018386
Deed Book / Page	1165 / 2609
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 6, 2021
Property Address	403 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271
Document Number	01177/1012
Book / Page	1177 / 1012
Instrument Date	Jul 2, 2021
Instrument	202100006243
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 DALE DR, HOUGHTON LAKE, MI 48629-9320

Mortgage

Document Number	202100006244
Date	Jul 6, 2021
Instrument	202100006244

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	403 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001165/0000002610
Date	May 18, 2018
Book Page	0000001165/0000002610
Instrument	2.0180000386

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 18, 2018
Property Address	403 N ROSCOMMON RD, ROSCOMMON, MI 48653-9271
Document Number	1165/2609
Book / Page	1165 / 2609
Instrument Date	May 8, 2018
Instrument	2.0180000386
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 S FOREST DUUNES CIR, GRAYLING, MI 49738
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 403 N Roscommon Rd was $3,382 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Markey Township
Unified School District	Houghton Lake Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,500	$509,000
2025	$3,382.00
2023		$170,800	$341,600
2022	$2,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 N Roscommon Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 N Roscommon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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