480 Megan Ln, Columbus, MS 39705 Property Records

Lowndes County property record for 480 Megan Ln, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 4,211 sqft · built 1998
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Jul 1997)
Tax Bill$2,573 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN47W220026600

Property Details

APN / Parcel Number

Primary APN47W220026600
Alternative APNs
  • 020589
  • 20589

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Building Area4,211 sqft Adjusted Area
1st Floor Area2,625 sqft
2nd Floor Area1,050 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number020589
Street Address480 MEGAN LN
CityCOLUMBUS
StateMS
Zip39705-3189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 21 MEGAN LANE
Legal Range18W
Legal Township17S
Legal Section28
Legal SubdivisionHEATHER HILLS PHASE II
Legal Lot Number21
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group3
Census Block3001
Census Tract301

Owner

480 Megan Ln is owned and occupied by two individuals who bought it in July 1997.

Source: Lowndes County records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address480 MEGAN LN, COLUMBUS, MS 39705-3189
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 1997 · Amount on File
Deed SaleJul 25, 1997 · Amount on File
Deed Document Number0001088255
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address480 MEGAN LN, COLUMBUS, MS 39705-3189
Document Number0020182338
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedNov 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address480 MEGAN LN COLUMBUS MS 397053189, COLUMBUS, MS 39705-3189

Mortgage

Document Number0020182338
DateOct 22, 2018
Book Page002018/022338
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39205-0291
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 21, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 480 Megan Ln was $2,573 with exemptions applied, up 1.8% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,573.00 (+1.82%) Homeowner's exemption Senior Citizen's exemption$34,657$346,570 Land $36,000 Building $310,570
2024$2,527.00 (-0.98%)
2023$2,552.00 Homeowner's exemption Senior Citizen's exemption$30,524$305,240 Land $36,000 Building $269,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Megan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Megan Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Megan Ln

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