Lowndes County property record for 415 Megan Ln, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,274 sqft · built 1996 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Company Name on File |
| Last Sale | $336,883 (Dec 2025) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47W220026500 |
| Primary APN | 47W220026500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,274 sqft Adjusted Area |
| 1st Floor Area | 2,216 sqft |
| 2nd Floor Area | 642 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 415 MEGAN LN |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-3192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEGAN LANE LOT 25 |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 28 |
| Legal Subdivision | HEATHER HILLS PHASE II |
| Legal Lot Number | 25 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301 |
415 Megan Ln is owned by a company that bought it in December 2025 and is owner-occupied.
Source: Lowndes County records, as of July 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 224 SUNSET ISLAND TRL, GALLATIN, TN 37066-5675 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOGAN FINANCE CORPORATION |
| Dec 10, 2025 | Deed of Trust, Mortgage BANK OF KILMICHAEL |
| Apr 16, 2021 | Deed of Trust, Mortgage · Balloon Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Deed Book / Page | 2025 / 9678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 10, 2026 |
| Property Address | 415 MEGAN LN, COLUMBUS, MS 39705-3192 |
| Document Number | 2026016209 |
| Book / Page | 2026 / 16209 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 224 SUNSET ISLAND TRL, GALLATIN, TN 37066-5675 |
| Investor | Possibly a Property Investor |
| Document Number | 2026016209, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2026/16209 |
| Name | LOGAN FINANCE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 415 MEGAN LN, COLUMBUS, MS 39705-3192 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202528796 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 2025/28796 |
| Name | BANK OF KILMICHAEL |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Dec 5, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 415 MEGAN LN, COLUMBUS, MS 39705-3192 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00202111482 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 2021/11482 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | May 1, 2028 |
The 2025 property tax bill for 415 Megan Ln was $2,004 with exemptions applied, up 1.8% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 (+1.83%) Homeowner's exemption Senior Citizen's exemption | $29,072 | $290,720 Land $40,000 Building $250,720 |
| 2024 | $1,968.00 (-1.01%) | ||
| 2023 | $1,988.00 Homeowner's exemption Senior Citizen's exemption | $25,460 | $254,600 Land $40,000 Building $214,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Megan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Megan Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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