480 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 480 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,816 sqft · built 1926
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Dec 2018)
Tax Bill	$13,710 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-280-028-1`

Property Details

APN / Parcel Number

Primary APN	`519-280-028-1`
Alternative APN	`519-280-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1955
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	480 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHMOND TRAFFIC CTR LOTS 50 & 51 BLK 5
Legal Subdivision	RICHMOND TRAFFIC CENTER
Legal Block	5
Legal Lot Number	50,51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	370000

Owner

480 McLaughlin St is owned and occupied by an individual who bought it in December 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	480 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Jun 26, 2014 · Amount on File
Deed Document Number	2018202354
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	0000105115
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 18, 2018
Property Address	480 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Document Number	0000202354
Map Reference	MB 11 PG 256
Instrument Date	Dec 5, 2018
Instrument	2018-202354
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

Mortgage

Document Number	0000202355
Date	Dec 18, 2018
Instrument	2018-202355

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000202355
Date	Dec 18, 2018
Instrument	2018-202355

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 480 McLaughlin St was $13,710.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,744 (+2%) Land $637,181 Building $227,563
2025	$13,710.00	$847,789 Land $624,688 Building $223,101
2023	$13,207.00 (+1.55%)	$814,871 Land $600,432 Building $214,439
2022	$13,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 480 McLaughlin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 McLaughlin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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