464 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 464 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,104 sqft · built 1925
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Trust Names on File
Last Sale	$988,000 (Oct 2021)
Tax Bill	$13,843 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-280-026-5`

Property Details

APN / Parcel Number

Primary APN	`519-280-026-5`
Alternative APN	`519-280-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1980
Lot Area	4,600 sqft (0.106 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	464 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHMOND TRAFFIC CTR LOT 47 POR 46&48 BLK 5
Legal Subdivision	RICHMOND TRAFFIC CENTER
Legal Block	5
Legal Lot Number	47
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3010
Census Tract	370000

Owner

464 McLaughlin St is owner-occupied and held in a trust since October 2021.

Source: Contra Costa County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	464 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 26, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Sep 9, 2013 · Amount on File
Deed Document Number	2021300088
Prior Transfer Date	Jun 2, 2010
Prior Transfer Doc	0000110250
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 6, 2026
Property Address	464 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Document Number	0000082791
Instrument Date	Jul 21, 2026
Instrument	202682791
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	464 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	464 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

Mortgage

Document Number	0000020932
Date	Jan 22, 2021
Instrument	2021-020932

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 26, 2021
Property Address	464 MCLAUGHLIN ST, RICHMOND, CA 94805-2436
Document Number	0000300088
Map Reference	MB 11 PG 256
Instrument Date	Oct 19, 2021
Instrument	2021-300088
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, ENDPOINT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	464 MCLAUGHLIN ST, RICHMOND, CA 94805-2436

Mortgage

Document Number	0000300089
Date	Oct 26, 2021
Instrument	2021-300089

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 464 McLaughlin St was $13,843.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,000 (-7.27%) Land $529,215 Building $274,785
2025	$13,843.00	$867,000 Land $570,684 Building $296,316
2023	$13,807.00 (-11.3%)	$867,000 Land $571,000 Building $296,000
2022	$15,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 464 McLaughlin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 McLaughlin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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