Jefferson County property record for 480 McKay Way, Waterloo, WI 53594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,400 (Sep 2021) |
| Tax Bill | $7,278 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0741-022 |
| Primary APN | 290-0813-0741-022 |
|---|
| Lot Area | 11,238 sqft (0.257 acres) |
|---|
| Street Address | 480 MCKAY WAY |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29, DEYOUNG FARM. |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 07 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Lot Number | 29 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 100400 |
480 McKay Way is owned and occupied by an individual who bought it in September 2021.
Source: Jefferson County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 480 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Sep 10, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT CU |
| Sep 10, 2021 | Deed, Transfer SECURITY FIRST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on File |
| Deed Sale | Sep 10, 2021 · Amount on File |
| Prior Sale | Sep 10, 2021 · Amount on File |
| Deed Document Number | 1451674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 480 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001483375 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 1483375 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Sep 10, 2021 |
| Property Address | 480 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Document Number | 0001451674 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 1451674 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $985.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Document Number | 0001451675 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 1451675 |
| Name | SUMMIT CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Sep 10, 2021 |
| Property Address | 480 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Document Number | 0001451673 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 1451673 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14649 W BELOIT NEWARK RD, BRODHEAD, WI 53520-8915 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 480 McKay Way was $7,278 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,278.00 Homeowner's exemption | $397,200 Land $64,000 Building $333,200 | $438,300 |
| 2023 | $6,814.00 Homeowner's exemption | $337,000 Land $50,000 Building $287,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 McKay Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1979–2008) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 McKay Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Netwurx Fixed Wireless | 100 / 20 |
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