Jefferson County property record for 435 McKay Way, Waterloo, WI 53594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $352,900 (Feb 2022) |
| Tax Bill | $7,840 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0741-005 |
| Primary APN | 290-0813-0741-005 |
|---|
| Lot Area | 11,805 sqft (0.271 acres) |
|---|
| Street Address | 435 MCKAY WAY |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12, DEYOUNG FARM. |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 07 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Lot Number | 12 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 100400 |
Source: Jefferson County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 435 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Feb 14, 2022 | Deed, Transfer SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO |
| Feb 14, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage THOMPSON KANE & CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on Record |
| Deed Sale | Feb 14, 2022 · Amount on Record |
| Prior Sale | Feb 14, 2022 · Amount on Record |
| Deed Document Number | 1458861 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 435 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001472965 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 1472965 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Feb 14, 2022 |
| Property Address | 435 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Document Number | 0001458860 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 1458860 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14649 W BELOIT NEWARK RD, BRODHEAD, WI 53520-8915 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Feb 14, 2022 |
| Property Address | 435 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Document Number | 0001458861 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 1458861 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,058.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 MCKAY WAY, WATERLOO, WI 53594-1499 |
| Document Number | 0001458862 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 1458862 |
| Name | THOMPSON KANE & CO LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jefferson County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,840.00 (+7.34%) Homeowner's exemption | $427,900 (+18.53%) Land $66,000 Building $361,900 | $472,200 |
| 2023 | $7,304.00 Homeowner's exemption | $361,000 Land $50,000 Building $311,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1979–2008) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Netwurx Fixed Wireless | 100 / 20 |
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