480 Main St, Ouray, CO 81427 Property Records

Ouray County property record for 480 Main St, Ouray, CO 81427

Property Summary

Property Type	Multi-Family Dwellings
Details	1,504 sqft · built 1881
Lot Size	0.081 acres (3,528 sqft)
Owner	Company Name on Record
Last Sale	$602,000 (Nov 2018)
Tax Bill	$7,855 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R001094`

Property Details

APN / Parcel Number

Primary APN	`R001094`
Alternative APN	`451531212002`

Interior

Stories	2 Stories
Building Area	1,504 sqft Total Area

Exterior

Year Built	Built 1881
Effective Year Built	Effective 2000
Architectural Style	Victorian
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	3,528 sqft (0.081 acres)
Porch	Porch
Porch Area	240 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R001094
Street Address	480 MAIN ST
City	OURAY
State	CO
Zip	81427-5090
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SUBD: CITY OF OURAY LOT: 13 BLOCK: 12 S: 31 T: 44 R: 7
Legal Range	07
Legal Township	44
Legal Section	31
Legal Subdivision	CITY OF OURAY
Legal Block	12
Legal Lot Number	13
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1053
Census Tract	967602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 17, OURAY, CO 81427-0017
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Oct 13, 2000 · Amount on Record
Deed Document Number	2018222119
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Nov 27, 2018
Property Address	480 MAIN ST, OURAY, CO 81427-5090
Document Number	0000222119
Map Reference	DOC26808
Instrument Date	Nov 7, 2018
Instrument	222119
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17, OURAY, CO 81427-0017

Mortgage

Document Number	0000222120
Date	Nov 27, 2018
Instrument	222120

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	43 Months
Due	Jun 19, 2022

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ouray City
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,855.00 (+33%)	$121,550 (+27.76%) Land $41,750 Building $79,800	$1,203,500 (+26.09%) Land $342,050 Building $861,450
2024	$5,906.00 (+6.9%)	$95,140 (-3.28%) Land $21,210 Building $73,930	$954,460 (-4.02%) Land $162,280 Building $792,180
2023	$5,525.00	$98,370 Land $21,670 Building $76,700	$994,460 Land $167,900 Building $826,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	17 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 72% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OURAY serves 1,460 people · EPA ID CO0146588
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Also Mapped Here	TRI COUNTY WCD
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20