Ouray County property record for 445 Main St, #A, Ouray, CO 81427
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 bd · 1 ba · 1,601 sqft · built 2003 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Aug 2015) |
| Tax Bill | $9,233 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R000788 |
| Primary APN | R000788 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,601 sqft Total Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Victorian |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 1,742 sqft (0.04 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Account Number | R000788 |
|---|---|
| Street Address | 445 MAIN ST, A |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | 5 |
| Legal Description | SUBD: CRYSTAL FOUNT, REPLAT OF LOT: 1 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CRYSTAL FOUNT REPLAT OF |
| Legal Lot Number | 1 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
445 Main St, #A is owned by two individuals who bought it in August 2015.
Source: Ouray County records, as of May 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1103, OURAY, CO 81427-1103 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2015 · Amount on File |
| Deed Sale | Aug 27, 2015 · Amount on File |
| Deed Document Number | 2015214710 |
| Prior Transfer Date | Mar 3, 2008 |
| Prior Transfer Doc | 0000197457 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 445 Main St, #A was $9,233, up 33.7% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,233.00 (+33.71%) | $144,720 (+30.11%) Land $26,930 Building $117,790 | $1,050,630 (+25.3%) Land $168,220 Building $882,410 |
| 2024 | $6,905.00 (-3.3%) | $111,230 (-2.7%) Land $13,680 Building $97,550 | $838,480 (-4.55%) Land $79,780 Building $758,700 |
| 2023 | $7,141.00 | $114,320 Land $13,900 Building $100,420 | $878,480 Land $82,570 Building $795,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 445 Main St, #A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Main St, #A is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures