Nicollet County property record for 480 Main Ave, Lafayette, MN 56054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,598 sqft · built 1913 |
| Lot Size | 0.357 acres (15,568 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,500 (Jan 2014) |
| Tax Bill | $2,294 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.891.0010 |
| Primary APN | 15.891.0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Basement Area | 648 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,568 sqft (0.357 acres) |
| Lot Dimensions | 139 ft deep x 112 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 576 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 480 MAIN AVE |
|---|---|
| City | LAFAYETTE |
| State | MN |
| Zip | 56054-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 LOT 1 2 E 12 OF LOT 3 SUBDIVISIONCD 15891 SUBDIVISIONNAME YOUNGBLOM S 1ST ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | YOUNGBLOM S 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-3 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 480100 |
480 Main Ave is owned and occupied by an individual who bought it in January 2014.
Source: Nicollet County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 MAIN AVE, LAFAYETTE, MN 56054-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2014 · Amount on File |
| Deed Sale | Jan 21, 2014 · Amount on File |
| Deed Document Number | 201429087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 480 MAIN AVE, LAFAYETTE, MN 56054-9781 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 332576 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 332576 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 480 MAIN AVE, LAFAYETTE, MN 56054-9781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 332576 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 332576 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 480 Main Ave was $2,294 with a homeowner's exemption.
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | Lafayette City |
| Unified School District | New Ulm Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,294.00 Homeowner's exemption | $144,100 Land $22,300 Building $121,800 | $144,100 Land $22,300 Building $121,800 |
| 2025 | $2,294.00 | ||
| 2023 | $2,058.00 Homeowner's exemption | $128,100 Land $23,500 Building $104,600 | $128,100 Land $23,500 Building $104,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Main Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 480 Main Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lafayette serves 504 people · EPA ID MN1520002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2025) action level 1.3 mg/L |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| RS Fiber Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nuvera Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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