Nicollet County property record for 400 Main Ave, Lafayette, MN 56054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,544 sqft · built 1955 |
| Lot Size | 0.556 acres (24,213 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Jan 2008) |
| Tax Bill | $3,478 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.891.0060 |
| Primary APN | 15.891.0060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 172 sqft |
| Basement Area | 1,292 sqft |
| Finished Basement | 280 sqft |
| Unfinished Basement | 280 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,213 sqft (0.556 acres) |
| Lot Dimensions | 139 ft deep x 174 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,136 sqft |
| Driveway | Driveway |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Street Address | 400 MAIN AVE |
|---|---|
| City | LAFAYETTE |
| State | MN |
| Zip | 56054-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 1 LOT W 38 OF LOT 5 ALL OF LOTS 6 7 8 SUBDIVISIONCD 15891 SUBDIVISIONNAME YOUNGBLOM S 1ST ADD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | YOUNGBLOM S 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | W-8 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 480100 |
Source: Nicollet County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 MAIN AVE, LAFAYETTE, MN 56054-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2008 · Amount on Record |
| Deed Sale | Jan 9, 2008 · Amount on Record |
| Deed Document Number | 200825518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 400 MAIN AVE, LAFAYETTE, MN 56054-9781 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 338697 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 338697 |
| Name | SOUTHPOINT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| Municipality | Lafayette City |
| Unified School District | New Ulm Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,478.00 Homeowner's exemption | $219,400 (+1.01%) Land $27,400 Building $192,000 | $219,400 (+1.01%) Land $27,400 Building $192,000 |
| 2025 | $3,478.00 (+4.01%) | ||
| 2023 | $3,344.00 Homeowner's exemption | $217,200 Land $35,500 Building $181,700 | $217,200 Land $35,500 Building $181,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lafayette serves 504 people · EPA ID MN1520002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2025) action level 1.3 mg/L |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| RS Fiber Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nuvera Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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