480 Lockhart Rd, Tryon, NC 28782 Property Records

Polk County property record for 480 Lockhart Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,086 sqft · built 1960
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$112,000 (Jun 2018)
Tax Bill	$1,294 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T14-D13`

Property Details

APN / Parcel Number

Primary APN	`T14-D13`
Alternative APN	`53567`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Building Area	2,086 sqft Finished Area
Basement Area	1,227 sqft
Finished Basement	1,227 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	53567
Street Address	480 LOCKHART RD
City	TRYON
State	NC
Zip	28782-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	T14, 0T60 TRYON AREA 60
Legal Subdivision	TRYON AREA 60
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1003
Census Tract	920304

Owner

480 Lockhart Rd is owned by a company that bought it in June 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	152 LAUREL CREST DR, MILL SPRING, NC 28756-5500
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Prior Sale	Feb 4, 2004
Deed Document Number	20184707480003
Deed Book / Page	434 / 692
Prior Transfer Date	Jan 8, 2015
Prior Transfer Doc	00410/1953
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 27, 2018
Property Address	480 LOCKHART RD, TRYON, NC 28782-3904
Document Number	000434/692
Book / Page	434 / 692
Instrument Date	Jun 27, 2018
Instrument	004707480003
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 LAUREL CREST DR, MILL SPRING, NC 28756-5500

Mortgage

Document Number	0000000434/0000000695
Date	Jun 27, 2018
Book Page	0000000434/0000000695
Instrument	004707490013

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 480 Lockhart Rd was $1,294.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,294.00	$279,701 (-) Land $20,900 Building $258,801	$279,701 (-) Land $20,900 Building $258,801
2025	$1,294.00	$279,701 Land $20,900 Building $258,801	$279,701 Land $20,900 Building $258,801
2023	$914.00	$159,618 Land $15,200 Building $144,418
2021			$159,618 Land $15,200 Building $144,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Lockhart Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Lockhart Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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