429 Lockhart Rd, Tryon, NC 28782 Property Records

Polk County property record for 429 Lockhart Rd, Tryon, NC 28782 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 840 sqft · built 1955
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Oct 2017)
Tax Bill	$992 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T14-E7`

Property Details

APN / Parcel Number

Primary APN	`T14-E7`
Alternative APN	`55426`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	840 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55426
Street Address	429 LOCKHART RD
City	TRYON
State	NC
Zip	28782-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: CARD FILE B-1141, 0T60 TRYON AREA 60
Legal Subdivision	TRYON AREA 60
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1002
Census Tract	920304

Owner

Source: Polk County records · APN T14-E7

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	429 LOCKHART RD, TRYON, NC 28782-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Prior Sale	Mar 26, 2009
Deed Document Number	0000429985
Deed Book / Page	429 / 985
Record Updated	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 12, 2017
Property Address	429 LOCKHART RD, TRYON, NC 28782-3904
Document Number	00429/0985
Book / Page	429 / 0985
Instrument Date	Oct 12, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 BELUE CEMETERY RD, 205, LANDRUM, SC 29356-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 LOCKHART RD, TRYON, NC 28782-3904

Mortgage

Document Number	000429/988
Date	Oct 12, 2017
Book Page	429/988
Instrument	004665990010

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (+32.62%)	$214,428 (+64%) Land $57,400 Building $157,028	$214,428 (+64%) Land $57,400 Building $157,028
2023	$748.00	$130,751 Land $43,200 Building $87,551
2021			$130,751 Land $43,200 Building $87,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 3 of 5 on primary residences
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018, other causes

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.