San Joaquin County property record for 480 Laurelwood Ln, Ripon, CA 95366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,503 sqft · built 1995 |
| Lot Size | 0.325 acres (14,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $869,000 (Jun 2018) |
| Tax Bill | $10,537 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 261-420-090-000 |
| Primary APN | 261-420-090-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,503 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 14,169 sqft (0.325 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 480 LAURELWOOD LN |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | 90-FM PT OF 261-160-01 |
| Legal Subdivision | RIPON BLUFFS UNIT #1 |
| Legal Tract | 2123 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-420-090-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 11, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 29, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Jun 20, 1996 |
| Deed Document Number | 2018-072218 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 11010 BURDETTE ST, OMAHA, NE 68164-3801 |
| Document Number | 0000034197 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-034197 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Document Number | 0000044605 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021-044605 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 480 LAUFLELWOOD LANE, RIPON, CA 95366 |
| Document Number | 0000184269 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-184269 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Document Number | 0000095080 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 480 LAURELWOOD LN RIPON CA 953662930, RIPON, CA 95366-2930 |
| Document Number | 0000095080 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 95080 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Document Number | 0000072218 |
| Map Reference | VOL 29 PG 87 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018-072218 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 480 LAURELWOOD LN, RIPON, CA 95366-2930 |
| Document Number | 0000072219 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-072219 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,537.00 (+3.86%) Homeowner's exemption | $988,767 (+4.04%) Land $284,454 Building $704,313 |
| 2023 | $10,145.00 (+1.65%) Homeowner's exemption | $950,373 Land $273,409 Building $676,964 |
| 2022 | $9,980.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770050013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, UnWired Broadband Holding.
Based on FCC filings for 141 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3910007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RIPON serves 15,753 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Also Mapped Here | SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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