445 Laurelwood Ln, Ripon, CA 95366 Property Records

San Joaquin County property record for 445 Laurelwood Ln, Ripon, CA 95366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,125 sqft · built 1996
Lot Size0.245 acres (10,652 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Oct 2022)
Tax Bill$7,592 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN261-420-140-000

Property Details

APN / Parcel Number

Primary APN261-420-140-000
Alternative APN
  • 261-420-14

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,125 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleL-Shape
Construction TypeWood
Lot Area10,652 sqft (0.245 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number261-420-14
Street Address445 LAURELWOOD LN
CityRIPON
StateCA
Zip95366-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90-FM PT OF 261-160-01
Legal SubdivisionRIPON BLUFFS
Legal Tract2123
Legal Block3
Legal Lot Number26
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionRIPON
Census Block Group3
Census Block3015
Census Tract5001

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 LAURELWOOD LN, RIPON, CA 95366-2931
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Prior SaleJul 1, 2008 · Amount on Record
Deed Document Number2022117854
Prior Transfer DateDec 18, 2007
Prior Transfer Doc0000216589
Record UpdatedOct 29, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 12, 2022
Property Address445 LAURELWOOD LN, RIPON, CA 95366-2931
Document Number0000117854
Map ReferenceMB 29 PG 87
Instrument DateSep 22, 2022
Instrument2022-117854
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address445 LAURELWOOD LN, RIPON, CA 95366-2931

Mortgage

Document Number0000117855
DateOct 12, 2022
Instrument2022-117855
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,592.00 (+5.08%)
2025$7,225.00 (+3.87%) Homeowner's exemption$676,260 (+40.1%) Land $275,706 Building $400,554
2023$6,956.00 (+36.34%) Homeowner's exemption$482,703 Land $144,810 Building $337,893$577,170
2022$5,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIPON
serves 15,753 people · EPA ID CA3910007
Water SourceGroundwater
Last State InspectionApr 2024
Also Mapped HereSOUTH SAN JOAQUIN IRRIGATION DISTRICT
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
Cal.net
Fixed Wireless
100 / 20

May also be available: T-Mobile, unWired Broadband.

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