Tipton County property record for 480 Junior Dr, Covington, TN 38019 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,958 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Garage | Detached, 480 sqft |
| Pool | 450 sqft |
| Tax Bill | $845.00 (2025) |
| Primary APN | 084051M A 01301 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,958 sqft Living Area |
| 1st Floor | 1,580 sqft 1st Floor |
| Upper Floors | 1,260 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 27,443 sqft (0.63 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 200 sqft Porch |
| Topography | Rolling Topography |
| Bath House | 160 sqft Bath House |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 480 JUNIOR DR |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-3714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C46 |
| Legal Subdivision | BASKIN SUB |
| Jurisdiction | TIPTON TN |
| Minor Civil Division | 9 |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 40602 |
Source: Tipton County records · APN 084051M A 01301
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 176, COVINGTON, TN 38019-0176 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 10, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FLAGSTAR BANK FSB |
| May 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Feb 04, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 1989 |
| Deed Sale | Mar 14, 1989 |
| Deed Doc Number | 0000625458 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 480 JUNIOR DR, COVINGTON, TN 38019-3714 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1721621 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 1721/621 |
| Instrument | 204059 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 480 JUNIOR DR, COVINGTON, TN 38019-3714 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 1842605 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 1842/605 |
| Instrument | 232995 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 480 JUNIOR DR, COVINGTON, TN 38019-3714 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 1883923 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 1883/923 |
| Instrument | 241383 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (+7.78%) | $55,525 (-) Land $3,750 Building $51,775 | |
| 2023 | $55,525 Land $3,750 Building $51,775 | ||
| 2022 | $784.00 | ||
| 2020 | $222,100 Land $15,000 Building $207,100 |
480 Junior Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Tipton County (47167C), updated August 28, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 3rd in Tennessee |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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