432 Junior Dr, Covington, TN 38019 Property Records

Tipton County property record for 432 Junior Dr, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,041 sqft · built 1988
Lot Size	0.516 acres (22,500 sqft)
Owner	Owner Name on File
Last Sale	$49,900 (Dec 1988)
Tax Bill	$358 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`084051M B 02000`

Property Details

APN / Parcel Number

Primary APN	`084051M B 02000`
Alternative APN	`051M B 02000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,500 sqft
Lot Dimensions	225 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	432 JUNIOR DR
City	COVINGTON
State	TN
Zip	38019-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C46
Legal Subdivision	BASKIN SEC C
Legal Lot Number	54 100
Jurisdiction	TIPTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3002
Census Tract	40602

Owner

Source: Tipton County records · APN 084051M B 02000

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	432 JUNIOR DR, COVINGTON, TN 38019-3714
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 1988 · Amount on Record
Deed Sale	Dec 06, 1988 · Amount on Record
Deed Book / Page	051M
Last Transfer Date	Mar 23, 1998
Transfer Doc	0008230657
Record Updated	Jun 08, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	432 JUNIOR DR, COVINGTON, TN 38019-3714
Document Number	1776523
Instrument Date	Oct 02, 2018
Transaction Type	Mortgage
Record Updated	Nov 02, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 JUNIOR DR COVINGTON TN 380193714, COVINGTON, TN 38019-3714

Mortgage

Document Number	1776523
Date	Oct 15, 2018
Book Page	001776/000523
Instrument	217851

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2028

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$358.00 (-20.62%)	$23,550 (-) Land $3,750 Building $19,800
2023		$23,550 Land $3,750 Building $19,800
2022	$451.00
2020			$94,200 Land $15,000 Building $79,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 46 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COVINGTON WATER DEPT serves 14,334 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.