480 Herbert St, Ashland, OR 97520 Property Records

Jackson County property record for 480 Herbert St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,252 sqft · built 1965
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Apr 2025)
Tax Bill	$5,871 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E09CD3400`

Property Details

APN / Parcel Number

Primary APN	`391E09CD3400`
Alternative APNs	`391E09CD03400` `10071617`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,252 sqft
Basement Area	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	480 HERBERT ST
City	ASHLAND
State	OR
Zip	97520-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	3
Legal Subdivision	COEUR DALENE SUBDIVISION
Legal Block	2
Legal Lot Number	10
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1009
Census Tract	2200

Owner

480 Herbert St is owned and occupied by two individuals who bought it in April 2025.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 HERBERT ST, ASHLAND, OR 97520-3030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY LLC
May 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	20257121
Prior Transfer Date	May 26, 2020
Prior Transfer Doc	0000016820
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jun 2, 2022
Property Address	480 HERBERT ST, ASHLAND, OR 97520-3030
Document Number	0000017883
Map Reference	VOL 7 PG 54
Instrument Date	May 27, 2022
Instrument	2022-017883
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	480 HERBERT ST, ASHLAND, OR 97520-3030

Mortgage

Document Number	0000017884
Date	Jun 2, 2022
Instrument	2022-017884

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	May 26, 2020
Property Address	480 HERBERT ST, ASHLAND, OR 97520-3030
Document Number	0000016820
Map Reference	VOL 7 PG 54
Instrument Date	May 26, 2020
Instrument	2020-016820
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HERBERT ST, ASHLAND, OR 97520-3030

Mortgage

Document Number	0000016821
Date	May 26, 2020
Instrument	2020-016821

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 28, 2018
Property Address	480 HERBERT ST, ASHLAND, OR 97520-3030
Document Number	0000039324
Map Reference	VOL 7 PG 54
Instrument Date	Dec 14, 2018
Instrument	2018-039324
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HERBERT ST, ASHLAND, OR 97520-3030

Mortgage

Document Number	0000039325
Date	Dec 28, 2018
Instrument	2018-039325

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 480 Herbert St was $5,871, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,870 (+3%)	$569,590 (-1.8%) Land $208,620 Building $360,970
2025	$5,871.00 (+2.14%)	$370,750 (+3%) Land $178,230 Building $192,520	$580,040 (+2.19%) Land $217,500 Building $362,540
2024	$5,748.00 (+13.57%)	$359,960 (+13.17%) Land $173,030 Building $186,930	$567,630 (+3.15%) Land $199,500 Building $368,130
2023	$5,061.00 (+3.33%)	$318,060 (+3%) Land $167,990 Building $150,070	$550,310 (-4.2%) Land $358,480 Building $191,830
2022	$4,898.00	$308,800 Land $163,100 Building $145,700	$574,460 Land $387,600 Building $186,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Herbert St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Herbert St is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 49% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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