439 Herbert St, Ashland, OR 97520 Property Records

Jackson County property record for 439 Herbert St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1971
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (Jul 2026)
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E09CD2801`

Property Details

APN / Parcel Number

Primary APN	`391E09CD2801`
Alternative APNs	`391E09CD02801` `10071510`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1978
Exterior Material	Concrete
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	540 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	439 HERBERT ST
City	ASHLAND
State	OR
Zip	97520-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	3
Legal Subdivision	COEUR DALENE SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2021
Census Tract	2200

Owner

439 Herbert St is owned and occupied by an individual who bought it in July 2026.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	439 HERBERT ST, ASHLAND, OR 97520-3029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA
Jan 17, 2017	Warranty Deed, Transfer · Conventional Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Jul 30, 2025 · Amount on File
Deed Document Number	202614896
Prior Transfer Date	Jun 24, 2026
Prior Transfer Doc	0000014896
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 8, 2026
Property Address	439 HERBERT ST, ASHLAND, OR 97520-3029
Document Number	0000014896
Instrument Date	Jun 24, 2026
Instrument	202614896
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 HERBERT ST, ASHLAND, OR 97520-3029

Mortgage

Document Number	0000014897,
Date	Jul 8, 2026
Instrument	202614897

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 7, 2021
Property Address	439 HERBERT ST, ASHLAND, OR 97520-3029
Document Number	0000015687
Instrument Date	Apr 1, 2021
Instrument	2021-015687
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 HERBERT ST, ASHLAND, OR 97520-3029

Mortgage

Document Number	0000015688
Date	Apr 7, 2021
Instrument	2021-015688

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jan 17, 2017
Property Address	439 HERBERT ST, ASHLAND, OR 97520-3029
Document Number	0000001514
Instrument Date	Jan 12, 2017
Instrument	1514
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	801 OAK ST ASHLAND OR 975201264, ASHLAND, OR 97520-1264

Mortgage

Document Number	1515,
Date	Jan 17, 2017
Instrument	1515

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 439 Herbert St was $4,511, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,400 (+3%)	$401,070 (-6.42%) Land $225,720 Building $175,350
2025	$4,511.00 (+2.15%)	$284,860 (+3%) Land $178,070 Building $106,790	$428,580 (+12.07%) Land $235,950 Building $192,630
2024	$4,416.00 (+3.37%)	$276,570 (+3%) Land $172,890 Building $103,680	$382,410 (-23.74%) Land $216,150 Building $166,260
2023	$4,272.00 (+3.31%)	$268,520 (+3%) Land $167,860 Building $100,660	$501,480 (-4.58%) Land $388,980 Building $112,500
2022	$4,135.00	$260,700 Land $162,970 Building $97,730	$525,570 Land $417,800 Building $107,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Herbert St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2024–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Herbert St is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 73% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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