480 Guyana St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 480 Guyana St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1999
Lot Size	0.829 acres (36,091 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Nov 2023)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`402304383007`

Property Details

APN / Parcel Number

Primary APN	`402304383007`
Alternative APNs	`00952620940453` `10004607511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	36,091 sqft (0.829 acres)
Garage Type	Attached
Garage Area	728 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Enclosed/Screened Porch
Porch Area	360 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620940453
Street Address	480 GUYANA ST
City	PUNTA GORDA
State	FL
Zip	33983-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC 20 BLK 575 LT14 0837/1662 1029-1164 1114/692 TD1418/245 1678/1958 1731/288 1761/2016 2112/2116 3267/1978 3335181 PGI 020 0575 0015 PUNTA GORDA ISLES SEC 20 BLK 575 LT15 837/1662 915/374 2279/996 3370/917 3453/1039 447
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	575
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	480 GUYANA ST, PUNTA GORDA, FL 33983-5760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Aug 14, 2019	Warranty Deed, Transfer GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Mar 12, 2008 · Amount on Record
Deed Document Number	20233335181
Prior Transfer Date	Feb 1, 2010
Prior Transfer Doc	0034531039
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 6, 2023
Property Address	480 GUYANA ST, PUNTA GORDA, FL 33983-5760
Document Number	0003335181
Map Reference	MB 11 PG 2A-2-Z-42
Instrument Date	Nov 6, 2023
Instrument	3335181
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 BELLAIRE DR, SCHENECTADY, NY 12302-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 GUYANA ST, PUNTA GORDA, FL 33983-5760

Mortgage

Document Number	0003335182
Date	Nov 6, 2023
Instrument	3335182

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 14, 2019
Property Address	480 GUYANA ST, PUNTA GORDA, FL 33983-5760
Document Number	0044710978
Book / Page	004471 / 000978
Instrument Date	Aug 12, 2019
Instrument	2735097
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 GUYANA ST PUNTA GORDA FL 339835760, PUNTA GORDA, FL 33983-5760

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 (-39.54%)	$215,535 (+75.45%)	$386,253 (+6.91%) Land $111,563 Building $274,690
2024	$4,380.00 (+51.45%)
2023	$2,892.00 (+15.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$122,844 (+3%)	$361,295 (+1.65%) Land $122,360 Building $238,935
2022	$2,497.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$119,266	$355,437 Land $93,925 Building $261,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink, Verizon.

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