448 Guyana St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 448 Guyana St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 2003
Lot Size	0.248 acres (10,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2022)
Tax Bill	$4,169 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`402304383003`

Property Details

APN / Parcel Number

Primary APN	`402304383003`
Alternative APNs	`00952620940809` `10004607508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
Gross Area	2,673 sqft
1st Floor Area	1,749 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,798 sqft (0.248 acres)
Garage Type	Attached
Garage Area	546 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	378 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620940809
Street Address	448 GUYANA ST
City	PUNTA GORDA
State	FL
Zip	33983-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK575 LT18 810/483 1115/1308 1242/1548 2209/950 2214/1666 2548/822 DC5016/413-SCL 5016/415 5026/1818
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	575
Legal Lot Number	18
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 TOWN VIEW DR, WAPPINGERS FALLS, NY 12590-7022
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 11, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Apr 25, 2003 · Amount on Record
Deed Document Number	20223134117
Deed Book / Page	5026 / 1818
Prior Transfer Date	May 23, 2022
Prior Transfer Doc	0050160415
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 29, 2022
Property Address	448 GUYANA ST, PUNTA GORDA, FL 33983-5760
Document Number	0050261818
Book / Page	5026 / 1818
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Jul 29, 2022
Instrument	3134117
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 W FABYAN PKWY UNIT 111, 2450, BATAVIA, IL 60510-1583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 TOWN VIEW DR, WAPPINGERS FALLS, NY 12590-7022

Mortgage

Document Number	0050261822
Date	Jul 29, 2022
Instrument	5026/1822

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 11, 2022
Property Address	448 GUYANA ST, PUNTA GORDA, FL 33983-5760
Document Number	0050160415
Book / Page	5016 / 415
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	May 23, 2022
Instrument	3126201
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 GUYANA ST, 448, PUNTA GORDA, FL 33983-5760

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	448 GUYANA ST, PORT CHARLOTTE, FL 33983-5760

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,169.00 (-28.44%)	$316,416 (-11.5%) Land $38,250 Building $278,166	$316,416 (+0.1%) Land $38,250 Building $278,166
2024	$5,826.00 (-1.07%)
2023	$5,889.00 (+171.38%) Homeowner's exemption	$357,514 (+171.83%)	$316,115 (+9.19%) Land $38,000 Building $278,115
2022	$2,170.00 Homeowner's exemption	$131,520	$289,496 Land $27,200 Building $262,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink, Verizon.

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