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480 Flat Mountain Estates Rd, Highlands, NC 28741 Property Records

Macon County property record for 480 Flat Mountain Estates Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,246 sqft · built 1968
Lot Size2.14 acres (93,218 sqft)
OwnerCompany Name on Record
Last Sale$1,500,000 (Oct 2024)
Tax Bill$4,251 (2026)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN7531900515

Property Details

APN / Parcel Number

Primary APN7531900515
Alternative APNs
  • 0503987
  • 136658
  • 153491
  • 158728

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,246 sqft Heated Area
1st Floor Area2,496 sqft
Upper Floors Area750 sqft
AtticAttic
Attic Area750 sqft
Basement Area2,496 sqft
Finished Basement2,496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area93,218 sqft (2.14 acres)
TerrainRolling
PorchSlab
Porch Area992 sqft
Patio Area544 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number158728
Street Address480 FLAT MOUNTAIN ESTATES RD
CityHIGHLANDS
StateNC
Zip28741-8325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 8 SEC B FLAT MT RD PC 1376
Legal SubdivisionMOUNTAIN SUBDIVISION
Legal Lot Number8
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2058
Census Tract970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address196 ALPS RD, 34, ATHENS, GA 30606-4095
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Deed Document Number20246199
Deed Book / Page43 / 1812
Prior Transfer DateSep 28, 2022
Prior Transfer Doc00000D42/3
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON NC
Recording DateSep 30, 2022
Property Address480 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8325
Document Number00000D42/3
Book / PageD-42 / 3
Map ReferenceCARD 1376
Instrument DateSep 8, 2022
Instrument2022007508
Transaction TypeTransfer
Record UpdatedOct 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address480 FLAT MOUNTAIN ESTATES RD, 480, HIGHLANDS, NC 28741-8325

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address480 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8325

Mortgage

Document Number2022007509
DateSep 30, 2022
Instrument2022007509
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term362 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.37%
IndexOther
Max Rate9.37%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,251.00 (+3.46%)$1,380,050 (-) Land $251,250 Building $1,128,800$1,380,050 (-) Land $251,250 Building $1,128,800
2025$4,109.00 (+67.51%)$1,380,050 (+70.07%) Land $251,250 Building $1,128,800$1,380,050 (+70.07%) Land $251,250 Building $1,128,800
2023$2,453.00$811,470 Land $251,250 Building $560,220$811,470 Land $251,250 Building $560,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Hotwire Communications.

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