Macon County property record for 445 Flat Mountain Estates Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,411 sqft · built 1973 |
| Lot Size | 1.24 acres (54,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2013) |
| Tax Bill | $2,977 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7531902800 |
| Primary APN | 7531902800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,411 sqft Heated Area |
| 1st Floor Area | 2,411 sqft |
| Basement Area | 1,206 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 54,375 sqft (1.24 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 290 sqft |
| Patio Area | 552 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 147165 |
|---|---|
| Street Address | 445 FLAT MOUNTAIN ESTATES RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 12 SEC B FLAT TOP MTN |
| Legal Subdivision | FLAT TOP MOUNTAIN |
| Legal Lot Number | 12 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 970501 |
Source: Macon County records · APN 7531902800
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on Record |
| Deed Sale | Oct 31, 2013 · Amount on Record |
| Deed Document Number | 20137864 |
| Deed Book / Page | 35 / 177 |
| Last Transfer Date | Jul 16, 2020 |
| Transfer Doc | 000B40/808 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jul 23, 2020 |
| Property Address | 445 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8325 |
| Document Number | 000B40/808 |
| Book / Page | B-40 / 808 |
| Map Reference | MB 1 PG 137 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020005000 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 445 FLAT MOUNTAIN ESTATES RD, HIGHLANDS, NC 28741-8325 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $988,360 (-) Land $116,500 Building $871,860 | $988,360 (-) Land $116,500 Building $871,860 | |
| 2025 | $2,977.00 (+0.4%) | $988,360 (-) Land $116,500 Building $871,860 | $988,360 (-) Land $116,500 Building $871,860 |
| 2023 | $2,965.00 | $988,360 Land $116,500 Building $871,860 | $988,360 Land $116,500 Building $871,860 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 58 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Hotwire Communications.
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