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475 E 109th St, Cleveland, OH 44108 Property Records

Cuyahoga County property record for 475 E 109th St, Cleveland, OH 44108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,466 sqft · built 1912
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on File
Last Sale$88,000 (Sep 2024)
Tax Bill$2,259 (2025)
Deeds & MortgagesJun 2023 Transfer
May 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN108-15-076

Property Details

APN / Parcel Number

Primary APN108-15-076

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,466 sqft Living Area
1st Floor Area772 sqft
2nd Floor Area694 sqft
Basement Area742 sqft
Finished Basement371 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1947
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions120 ft deep x 35 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area213 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address475 E 109TH ST
CityCLEVELAND
StateOH
Zip44108-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1F
Legal Description362 AMBLER 0256 ALL
Legal SubdivisionWILLIAM AMBLERS
Legal Lot Number256
JurisdictionCUYAHOGA OH
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1005
Census Tract199200

Owner

475 E 109th St is owned by an individual who bought it in September 2024.

Source: Cuyahoga County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address844 WASHINGTON ST N STE 400, 400, TWIN FALLS, ID 83301-3874
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Quit Claim Deed, Transfer
INFINITY TITLE GROUP, INFINITY TITLE AGE
May 26, 2023Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jun 15, 2021Warranty Deed, Transfer
INNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS
Jun 15, 2021Warranty Deed, Transfer
INNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS
May 18, 2021Deed, Transfer
INNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2024 · Amount on File
Deed SaleSep 23, 2024 · Amount on File
Prior SaleJun 14, 2023
Deed Document Number0000000490
Record UpdatedJun 8, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUYAHOGA OH
Recording DateJun 14, 2023
Property Address475 E 109TH ST, CLEVELAND, OH 44108-1441
Document Number0000000123
Map ReferenceVOL 38 PG 23
Instrument DateJun 7, 2023
Instrument202306140123
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyINFINITY TITLE GROUP, INFINITY TITLE AGE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 E 109TH ST, CLEVELAND, OH 44108-1441

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateMay 26, 2023
Property Address475 E 109TH ST, CLEVELAND, OH 44108-1441
Document Number0000000578
Map ReferenceVOL 38 PG 23
Instrument DateMay 22, 2023
Instrument202305260578
Transaction TypeTransfer
Record UpdatedJun 30, 2023
Title CompanyINFINITE TITLE, INFINITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 E 109TH ST, CLEVELAND, OH 44108-1441

Mortgage

Document Number0000000579
DateMay 26, 2023
Instrument202305260579
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJun 15, 2021
Property Address475 E 109TH ST, CLEVELAND, OH 44108-1441
Document Number0000000920
Map ReferenceVOL 38 PG 23
Instrument DateMay 24, 2021
Instrument202106150920
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyINNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 E 174TH ST, CLEVELAND, OH 44119-3115
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJun 15, 2021
Property Address475 E 109TH ST, CLEVELAND, OH 44108-1441
Document Number0000000921
Map ReferenceVOL 38 PG 23
Instrument DateMay 13, 2021
Instrument202106150921
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyINNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1138 E 174TH ST, CLEVELAND, OH 44119-3115

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCUYAHOGA OH
Recording DateMay 18, 2021
Property Address475 E 109TH ST, CLEVELAND, OH 44108-1441
Document Number0000000946
Map ReferenceVOL 38 PG 23
Instrument DateMay 3, 2021
Instrument202105180946
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyINNOVATIVE TITLE SERVICES INC, INNOVATIVE T&E SVCS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15322 WATERLOO RD, CLEVELAND, OH 44110-1799

Tax Assessment & Valuation

The 2025 property tax bill for 475 E 109th St was $2,259, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityCleveland City
Unified School DistrictCleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,259.00 (+0.04%)$33,780 (-) Land $3,010 Building $30,770
2024$2,258.00 (+29.03%)$33,780 (+49.6%) Land $3,010 Building $30,770$96,500 Land $8,600 Building $87,900
2023$1,750.00 (+61.74%)$22,580 (+60.83%) Land $2,380 Building $20,200
2022$1,082.00$14,040 Land $2,380 Building $11,660
2021$64,500 Land $6,800 Building $57,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 475 E 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 475 E 109th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
DigitalC
Fixed Wireless		100 / 100
PCs for People
Fixed Wireless		100 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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