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477 Division St, Elgin, IL 60120 Property Records

Kane County property record for 477 Division St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,650 sqft · built 1900
Lot Size0.234 acres (10,184 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Apr 2022)
Tax Bill$5,273 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-13-258-003

Property Details

APN / Parcel Number

Primary APN06-13-258-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area
Gross Area2,475 sqft
Basement Area825 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area10,184 sqft (0.234 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address477 DIVISION ST
CityELGIN
StateIL
Zip60120-5763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALKERS ADDN EXCEPT EAST 45 FT SOUTH 65.7 FT LOT 2 BLOCK 4
Legal SubdivisionWALKERS ADDN
Legal Block4
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3008
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address477 DIVISION ST, ELGIN, IL 60120-5763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 22, 2021Deed, Transfer
CITYWIDE TITLE CORPORATION
Dec 22, 2021Intrafamily Transfer, Transfer
CITYWIDE TITLE CORPORATION
Dec 22, 2021Intrafamily Transfer, Transfer
CITYWIDE TITLE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2022 · Amount on Record
Deed SaleApr 25, 2022 · Amount on Record
Prior SaleDec 22, 2021 · Amount on Record
Deed Document Number202222260
Prior Transfer DateOct 13, 2021
Prior Transfer Doc0000094884
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 25, 2022
Property Address477 DIVISION ST, ELGIN, IL 60120-5763
Document Number0000022260
Instrument DateApr 22, 2022
Instrument2022K022260
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2155 CLIPPER COURT, 2155, ELGIN, IL 60123

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 DIVISION ST, ELGIN, IL 60120-5763

Mortgage

Document Number0000022261
DateApr 25, 2022
Instrument2022K022261
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateDec 22, 2021
Property Address477 DIVISION ST, ELGIN, IL 60120-5763
Document Number0000094885
Instrument DateOct 29, 2021
Instrument2021K094885
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$109.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 BUTTERNUT LN, ELGIN, IL 60123-2586

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 22, 2021
Property Address477 DIVISION ST, ELGIN, IL 60120-5763
Document Number0000094883
Instrument DateOct 13, 2021
Instrument2021K094883
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14207 XEBEC ST NE, 14207, ANDOVER, MN 55304-6630

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 S BELMONT AVE, ELGIN, IL 60123-5833

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 22, 2021
Property Address477 DIVISION ST, ELGIN, IL 60120-5763
Document Number0000094884
Instrument DateOct 13, 2021
Instrument2021K094884
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address31199 DANIELS DR, 31199, GENOA, IL 60135-8174

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 S BELMONT AVE, ELGIN, IL 60123-5833

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,273.00 (+15.81%) Homeowner's exemption$77,851 (+8.57%) Land $15,596 Building $62,255$233,646 (+8.57%) Land $46,807 Building $186,840
2024$71,706 (+22.54%) Land $14,365 Building $57,341$215,204 (+22.59%) Land $43,112 Building $172,092
2022$4,553.00 (+16.77%) Homeowner's exemption$58,518 (+6.96%) Land $11,834 Building $46,684$175,554 (+6.96%) Land $35,502 Building $140,052
2021$3,899.00 Homeowner's exemption$54,710 Land $11,064 Building $43,646$164,130 Land $33,192 Building $130,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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