Garrett County property record for 480 Cove Rd, Accident, MD 21520
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 3,564 sqft · built 1928 |
| Lot Size | 150 acres (6,571,897 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,091 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-007429 |
| Primary APN | 05-007429 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,564 sqft Total Area |
| Basement Area | 4,680 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 6,571,897 sqft (150 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 007429 |
|---|---|
| Street Address | 480 COVE RD |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 150.87 AC E/S COVE RD COVE MD ENVIRONMENT TRUS |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 100 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 480 COVE RD, ACCIDENT, MD 21520-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2003 |
| Deed Sale | Apr 23, 2003 |
| Prior Sale | Mar 31, 2000 · Amount on Record |
| Deed Document Number | 2003754 |
| Deed Book / Page | 962 / 204 |
| Last Transfer Date | May 3, 2016 |
| Transfer Doc | 0019340391 |
| Record Updated | Oct 29, 2026 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,091.00 (+1.41%) Homeowner's exemption | $212,700 (+7.9%) Land $51,600 Building $161,100 | $212,700 (-) Land $51,600 Building $161,100 |
| 2025 | $2,062.00 (+4.78%) Homeowner's exemption | $197,133 (+18.75%) | $212,700 (+28.13%) Land $51,600 Building $161,100 |
| 2023 | $1,968.00 Homeowner's exemption | $166,000 Land $43,100 Building $122,900 | $166,000 Land $43,100 Building $122,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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