237 Cove Rd, Accident, MD 21520 Property Records

Garrett County property record for 237 Cove Rd, Accident, MD 21520

Property Summary

Property Type	Rural Home
Details	1 ba · 2,036 sqft · built 1880
Lot Size	70.8 acres (3,087,533 sqft)
Owner	2 Company Names on Record
Last Sale	$95,000 (Mar 1984)
Tax Bill	$1,360 (2026)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-011876`

Property Details

APN / Parcel Number

Primary APN	`05-011876`
Alternative APNs	`5011876` `011876`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,036 sqft Total Area
Basement Area	4,725 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	3,087,533 sqft (70.8 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011876
Street Address	237 COVE RD
City	ACCIDENT
State	MD
Zip	21520-2009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	70.88 AC X GARRETT HWY & COVE RD COVE - RLP-E 1096/392 -N
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	2
Census Block	2019
Census Tract	100

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	237 COVE RD, ACCIDENT, MD 21520-2009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1984 · Amount on Record
Deed Sale	Mar 30, 1984 · Amount on Record
Deed Book / Page	445 / 251
Last Transfer Date	Jan 18, 2023
Transfer Doc	0024750130
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Mar 1, 2023
Property Address	237 COVE RD, ACCIDENT, MD 21520-2009
Document Number	0024750130
Book / Page	2475 / 130
Map Reference	LB 220 PG 1
Instrument Date	Nov 9, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	237 COVE RD, ACCIDENT, MD 21520-2009

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,360.00 (+1.49%) Homeowner's exemption	$140,600 (+7.99%) Land $45,500 Building $95,100	$140,600 (-) Land $45,500 Building $95,100
2025	$1,340.00 (+4.77%) Homeowner's exemption	$130,200 (+19.01%)	$140,600 (+28.52%) Land $45,500 Building $95,100
2023	$1,279.00 Homeowner's exemption	$109,400 Land $37,000 Building $72,400	$109,400 Land $37,000 Building $72,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
QCOL Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20