Franklin County property record for 480 Beachside Dr, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,793 sqft · built 1989 |
| Lot Size | 0.29 acres (1,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $482,000 (Jul 2025) |
| Tax Bill | $6,580 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-010317 |
| Primary APN | 080-010317 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 1,263 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 480 BEACHSIDE DR |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-3035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 480 BEACHSIDE DRIVE LAKESIDE FOREST .029 AC PT RESERVE T(REF LOT #21) |
| Legal Subdivision | LAKESIDE FOREST |
| Legal Lot Number | 21 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 7193 |
480 Beachside Dr is owned and occupied by two individuals who bought it in July 2025.
Source: Franklin County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jan 21, 2025 | Warranty Deed, Transfer · Line of Credit GOLDEN EMPIRE MORTGAGE INC |
| May 14, 2020 | Grant Deed, Transfer CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Apr 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Jan 21, 2025 · Amount on File |
| Deed Document Number | 202573001 |
| Prior Transfer Date | Apr 20, 2017 |
| Prior Transfer Doc | 0000053886 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | LEADER TITLE AGENCY INC, LEADERS TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Document Number | 0000097108 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 202509040097108 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 11, 2025 |
| Property Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Document Number | 0000073001 |
| Map Reference | MB 57 PG 90-92 |
| Instrument Date | Jul 9, 2025 |
| Instrument | 202507110073001 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | AXXIS TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $482.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Document Number | 0000073002 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 202507110073002 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Max Rate | 13.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jan 21, 2025 |
| Property Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Document Number | 0000006006 |
| Map Reference | MB 57 PG 90-92 |
| Instrument Date | Jan 16, 2025 |
| Instrument | 202501210006006 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | EMPOWER TITLE, EMPORA TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2118 EAGLES LANDING DR, NAZARETH, PA 18064-1469 |
| Name | Verified Name |
|---|---|
| Address | 6545 MARKET AVE N # 100, 100, CANTON, OH 44721-2430 |
| Document Number | 0000006007 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 202501210006007 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | May 14, 2020 |
| Property Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Document Number | 0000066275 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 66275 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $268.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 480 BEACHSIDE DR WESTERVILLE OH 430813035, WESTERVILLE, OH 43081-3035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Apr 21, 2017 |
| Property Address | 480 BEACHSIDE DR, WESTERVILLE, OH 43081-3035 |
| Document Number | 0000053886 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 53886 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 BEACHSIDE DR WESTERVILLE OH 430813035, WESTERVILLE, OH 43081-3035 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,780 (-) Land $31,500 Building $84,280 | $330,800 Land $90,000 Building $240,800 | |
| 2024 | $6,580.00 (+2.17%) Homeowner's exemption | $115,780 (-) Land $31,500 Building $84,280 | |
| 2023 | $6,440.00 (-10.63%) Homeowner's exemption | $115,780 (+17.06%) Land $31,500 Building $84,280 | $330,800 Land $90,000 Building $240,800 |
| 2022 | $7,206.00 Homeowner's exemption | $98,910 Land $24,150 Building $74,760 | |
| 2020 | $282,600 Land $69,000 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 480 Beachside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 Beachside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures