Franklin County property record for 497 Beachside Dr, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,100 sqft · built 1981 |
| Lot Size | 0.016 acres (715 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,400 (Aug 2016) |
| Tax Bill | $4,941 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-009460 |
| Primary APN | 080-009460 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 406 sqft |
| 2nd Floor Area | 396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 715 sqft (0.016 acres) |
| Terrain | Wooded |
| Garage Type | Basement |
| Garage Area | 2 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 497 BEACHSIDE DR |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 497 BIRCHWOOD LANE LAKESIDE FOREST .016 AC PT RESERVE O (REF LOT#29) |
| Legal Subdivision | LAKESIDE FOREST |
| Legal Lot Number | 29 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 7193 |
497 Beachside Dr is owned and occupied by an individual who acquired it in August 2016.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 BEACHSIDE DR, WESTERVILLE, OH 43081-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 9, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on File |
| Deed Sale | Aug 11, 2016 · Amount on File |
| Prior Sale | Oct 27, 2004 · Amount on File |
| Deed Document Number | 16653 |
| Last Transfer Date | Aug 12, 2016 |
| Transfer Doc | 0000106214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 497 BEACHSIDE DR, WESTERVILLE, OH 43081-3039 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 BEACHSIDE DR, WESTERVILLE, OH 43081-3039 |
| Document Number | 0000149591 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 202210270149591 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 497 BEACHSIDE DR, WESTERVILLE, OH 43081-3039 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000063994 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 202104090063994 |
| Name | UNITED MILITARY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,941.00 (+1.04%) Homeowner's exemption Senior Citizen's exemption | $97,090 (-) Land $31,500 Building $65,590 | |
| 2023 | $4,890.00 (+13.48%) Homeowner's exemption | $97,090 (+42.99%) Land $31,500 Building $65,590 | $277,400 Land $90,000 Building $187,400 |
| 2022 | $4,309.00 Homeowner's exemption | $67,900 Land $24,150 Building $43,750 | |
| 2020 | $194,000 Land $69,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 497 Beachside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Beachside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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