48 Witmer Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 48 Witmer Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,106 sqft · built 1965
Lot Size	1.23 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Aug 2024)
Tax Bill	$9,950 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-51-0045`

Property Details

APN / Parcel Number

Primary APN	`16Q-51-0045`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,106 sqft Living Area
Gross Area	5,284 sqft
1st Floor Area	1,855 sqft
Basement Area	396 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	54,014 sqft
Lot Dimensions	173 ft deep x 228 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	65 sqft
Deck Area	511 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 WITMER DR
City	CHESTERFIELD
State	MO
Zip	63017-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1
Legal Description	RIVER BEND ESTATES PLAT 4 LOT 48
Legal Subdivision	RIVER BEND ESTATES PLAT 4
Legal Lot Number	48
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	1
Census Block	1041
Census Tract	215105

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB ST LOUIS BANK
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Aug 6, 2024	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Oct 30, 2019	Deed of Trust, Mortgage CITIZENS NAT'L BK
Feb 17, 2015	Deed of Trust, Mortgage CITIZENS NAT'L BK/GREATER ST L
Feb 17, 2015	Deed of Trust, Mortgage CITIZENS NAT'L BK/GREATER ST L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Jan 11, 2016
Deed Document Number	2024863
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	0247922964
Date	Apr 9, 2021
Book Page	24792/2964
Instrument	2021040900689

Lender

Name	CNB ST LOUIS BANK
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	2025120200140
Date	Dec 2, 2025
Instrument	2025120200140

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 6, 2024
Property Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	2024080600003
Map Reference	MB 100 PG 94
Instrument Date	Jul 31, 2024
Instrument	2024080600003
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 TEMPEST DR, CHESTERFIELD, MO 63017-3336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WIMER DRIVE, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	2024080600004
Date	Aug 6, 2024
Instrument	2024080600004

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	0237801083
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 WITMER DR CHESTERFIELD MO 630172622, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	0237801083
Date	Nov 7, 2019
Book Page	023780/001083
Instrument	194

Lender

Name	CITIZENS NAT'L BK
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	0229470233
Instrument Date	Feb 17, 2015
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 WITMER DR CHESTERFIELD MO 630172622, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	0229470233
Date	Mar 20, 2018
Book Page	022947/000233
Instrument	313

Lender

Name	CITIZENS NAT'L BK/GREATER ST L
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Mar 19, 2045

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	48 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	0229501721
Instrument Date	Feb 17, 2015
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 WITMER DR CHESTERFIELD MO 630172622, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	0229501721
Date	Mar 22, 2018
Book Page	022950/001721
Instrument	270

Lender

Name	CITIZENS NAT'L BK/GREATER ST L
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Mar 21, 2045

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,540 (-) Land $69,670 Building $89,870	$839,700 (-) Land $366,700 Building $473,000
2025	$9,950.00 (+19.05%)	$159,540 (+26%) Land $69,670 Building $89,870	$839,700 (+26.01%) Land $366,700 Building $473,000
2024	$8,358.00 (+4.25%)
2023	$8,017.00 (+4.23%)	$126,620 (+14.11%) Land $45,790 Building $80,830	$666,400 (+14.11%) Land $241,000 Building $425,400
2022	$7,692.00	$110,960 Land $51,760 Building $59,200
2021			$584,000 Land $272,400 Building $311,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	32 (1979–1995)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Jun 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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