46 Witmer Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 46 Witmer Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,581 sqft · built 2019
Lot Size	1.58 acres (69,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,480,000 (May 2020)
Tax Bill	$20,438 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-51-0122`

Property Details

APN / Parcel Number

Primary APN	`16Q-51-0122`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	8,636 sqft Living Area
Gross Area	9,404 sqft
1st Floor Area	1,593 sqft
Basement Area	2,055 sqft
Finished Basement	2,055 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	69,043 sqft
Lot Dimensions	328 ft deep x 65 ft wide
Terrain	Below Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	824 sqft
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 WITMER DR
City	CHESTERFIELD
State	MO
Zip	63017-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1
Legal Description	RIVER BEND ESTATES PLAT 4 LOT 46
Legal Subdivision	RIVER BEND ESTATES PLAT 4
Legal Lot Number	46
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	1
Census Block	1041
Census Tract	215105

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
May 21, 2018	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC
Mar 27, 2018	Warranty Deed, Transfer · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	2020322
Deed Book / Page	24038 / 2570
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	0247001830
Date	Mar 8, 2021
Book Page	24700/1830
Instrument	2021030800818

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 8, 2020
Property Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	0240382570
Book / Page	24038 / 2570
Map Reference	MB 100 PG 94
Instrument Date	Apr 15, 2020
Instrument	2020050800322
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16634 DRESSER HILL DR, 16634, WILDWOOD, MO 63005-6605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622

Mortgage

Document Number	2020050800323
Date	May 8, 2020
Instrument	2020050800323

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	0232261151
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16634 DRESSER HILL DR WILDWOOD MO 630056605, WILDWOOD, MO 63005-6605

Mortgage

Document Number	0232261151
Date	Oct 5, 2018
Book Page	023226/001151
Instrument	199

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 4, 2020

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 21, 2018
Property Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	0230343098
Book / Page	023034 / 003098
Instrument Date	May 15, 2018
Instrument	707
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16634 DRESSER HILL DR WILDWOOD MO 630056605, WILDWOOD, MO 63005-6605

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 27, 2018
Property Address	46 WITMER DR, CHESTERFIELD, MO 63017-2622
Document Number	0229562571
Book / Page	022956 / 002571
Instrument Date	Mar 22, 2018
Instrument	460
Transaction Type	Transfer
Record Updated	Jun 5, 2018
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	643 GRAND VIEW RIDGE CT EUREKA MO 630253718, EUREKA, MO 63025-3718

Mortgage

Document Number	229562574
Date	Mar 27, 2018
Book Page	022956/002574
Instrument	461

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,170 (-) Land $74,250 Building $253,920	$1,727,200 (-) Land $390,800 Building $1,336,400
2025	$20,438.00 (+5.46%)	$328,170 (+11.58%) Land $74,250 Building $253,920	$1,727,200 (+11.58%) Land $390,800 Building $1,336,400
2024	$19,379.00 (+4.27%)
2023	$18,585.00 (-7.63%)	$294,120 (+1.33%) Land $48,810 Building $245,310	$1,548,000 (+1.34%) Land $256,900 Building $1,291,100
2022	$20,121.00	$290,250 Land $55,180 Building $235,070
2021			$1,527,600 Land $290,400 Building $1,237,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	32 (1979–1995)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Jun 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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