Kendall County property record for 48 Wingate Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1997 |
| Lot Size | 0.087 acres (3,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Jan 2020) |
| Tax Bill | $6,694 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02-471-004 |
| Primary APN | 03-02-471-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 596 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 3,784 sqft (0.087 acres) |
| Lot Dimensions | 92 ft deep x 43 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 48 WINGATE DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-7912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 153 OGDEN FALLS UNIT 1 PHASE 1 VILLAGE OF OSWEGO |
| Legal Subdivision | OGDEN FALLS UNIT 1 PHASE 1 |
| Legal Lot Number | 153 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 890105 |
48 Wingate Dr is owned and occupied by two individuals who acquired it in January 2021.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 WINGATE DR, OSWEGO, IL 60543-7912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Jan 8, 2020 | Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2020 · Amount on File |
| Deed Sale | Jan 8, 2020 · Amount on File |
| Prior Sale | Jul 25, 2001 · Amount on File |
| Deed Document Number | 2020237 |
| Last Transfer Date | Jan 12, 2021 |
| Transfer Doc | 0000001655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 20, 2021 |
| Property Address | 48 WINGATE DR, OSWEGO, IL 60543-7912 |
| Document Number | 0000001655 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 202100001655 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 WINGATE DR, OSWEGO, IL 60543-7912 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001656 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 202100001656 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 8, 2020 |
| Property Address | 48 WINGATE DR, OSWEGO, IL 60543-7912 |
| Document Number | 0000000237 |
| Instrument Date | Dec 24, 2019 |
| Instrument | 202000000237 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 WINGATE DR, OSWEGO, IL 60543-7912 |
| Document Number | 0000000238 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 202000000238 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,330 Land $16,466 Building $79,864 | $288,990 Land $49,398 Building $239,592 | |
| 2024 | $6,694.00 | ||
| 2022 | $71,781 Land $12,270 Building $59,511 | $215,343 Land $36,810 Building $178,533 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 Wingate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 48 Wingate Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL | 100 / 20 |
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