40 Wingate Dr, Oswego, IL 60543 Property Records

Kendall County property record for 40 Wingate Dr, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1998
Lot Size0.087 acres (3,791 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Oct 2019)
Tax Bill$6,833 (2024)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-02-452-012

Property Details

APN / Parcel Number

Primary APN03-02-452-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area2,740 sqft
1st Floor Area1,560 sqft
Basement Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area3,791 sqft (0.087 acres)
Lot Dimensions92 ft deep x 43 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address40 WINGATE DR
CityOSWEGO
StateIL
Zip60543-7911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 149 OGDEN FALLS UNIT 1 PHASE 1 VILLAGE OF OSWEGO
Legal SubdivisionOGDEN FALLS UNIT 1 PHASE 1
Legal Lot Number149
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3054
Census Tract890105

Owner

Source: Kendall County records · APN 03-02-452-012

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 WINGATE DR, OSWEGO, IL 60543-7911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2019 · Amount on Record
Deed SaleOct 10, 2019 · Amount on Record
Prior SaleOct 25, 2013 · Amount on Record
Deed Document Number201915163
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateOct 10, 2019
Property Address40 WINGATE DR, OSWEGO, IL 60543-7911
Document Number0000015163
Instrument DateSep 25, 2019
Instrument201900015163
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 WINGATE DR, OSWEGO, IL 60543-7911

Mortgage

Document Number0000015164
DateOct 10, 2019
Instrument201900015164
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$98,193 (+34.2%) Land $16,466 Building $81,727$294,579 (+34.2%) Land $49,398 Building $245,181
2024$6,833.00
2022$73,169 Land $12,270 Building $60,899$219,507 Land $36,810 Building $182,697

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
Benton Ridge Telephone CompanyFixed Wireless400 / 40
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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