Lincoln County property record for 48 Waters Edge Ln, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,666 sqft · built 2004 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,035,405 (Aug 2024) |
| Tax Bill | $3,545 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| APN | R5615057 |
| Primary APN | R5615057 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 215 sqft |
| Deck Area | 100 sqft |
| Pole Barn | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000014145 |
|---|---|
| Street Address | 48 WATERS EDGE LN |
| City | LIBBY |
| State | MT |
| Zip | 59923-8296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOOTENAI VIEW ESTATES AMD LOTS 4 & 5, S35, T31 N, R31 W, LOT 5A, ACRES 1.13, PM 4934,CS 5015 |
| Legal Range | 31W |
| Legal Township | 31N |
| Legal Section | 35 |
| Legal Subdivision | KOOTENAI VIEW ESTATES AMD LOTS 4 & 5 |
| Legal Lot Number | 4,5A |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 300 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 WATERS EDGE LN, LIBBY, MT 59923-8296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | Feb 28, 2022 |
| Deed Document Number | 2024312001 |
| Deed Book / Page | 407 / 57 |
| Prior Transfer Date | Mar 26, 2024 |
| Prior Transfer Doc | 0000309962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 48 WATERS EDGE LN, LIBBY, MT 59923-8296 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 000396/141 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 396/141 |
| Instrument | 299975 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | LIBBY, MT 59923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,545.00 (-17.62%) | $878,000 (-18.02%) | |
| 2025 | $4,303.00 (+1.87%) | $1,071,057 (+77.62%) | $878,000 (+45.61%) Land $231,347 Building $646,653 |
| 2023 | $4,224.00 | $603,000 | $603,000 Land $133,518 Building $469,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.6% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Western Montana CommunityTel Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Ziply Fiber.
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