48 Waterfall Dr, Cloudcroft, NM 88317 Property Records

Otero County property record for 48 Waterfall Dr, Cloudcroft, NM 88317 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,260 sqft · built 1970
Lot Size	0.528 acres (23,000 sqft)
Owner	Company Name on File
Last Sale	$185,600 (Oct 2018)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11O4071093278300`

Property Details

APN / Parcel Number

Primary APN	`11O4071093278300`
Alternative APNs	`R040476` `1204294`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Basement Area	468 sqft
Unfinished Basement	468 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1999
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	23,000 sqft (0.528 acres)
Terrain	Mountain
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft
Deck Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic

Location & Zoning

Account Number	R040476
Street Address	48 WATERFALL DR
City	CLOUDCROFT
State	NM
Zip	88317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: WATERFALL LODGE LOT 1, 2 BLOCK: 5
Legal Subdivision	WATERFALL LODGE
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	OTERO NM
Township / Civil Division	SOUTHEAST OTERO
Census Block Group	3
Census Block	3052
Census Tract	901

Owner

Source: Otero County records · APN 11O4071093278300

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 335, TROY, TX 76579-0335
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 03, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL CA
Oct 22, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 06, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	20188896
Prior Transfer Date	May 10, 2018
Prior Transfer Doc	0000004979
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO NM
Recording Date	May 03, 2021
Property Address	48 WATERFALL DR, CLOUDCROFT, NM 88317
Document Number	0202104571
Instrument Date	Apr 30, 2021
Instrument	202104571
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MU, PIONEER ABSTRACT & TTL CO OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 335, TROY, TX 76579-0335

Mortgage

Document Number	0202104572
Date	May 03, 2021
Instrument	202104572

Lender

Name	FIRST NATIONAL BANK OF CENTRAL CA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTERO NM
Recording Date	Oct 22, 2018
Property Address	48 WATERFALL DR, CLOUDCROFT, NM 88317
Document Number	0000008920
Instrument Date	Oct 18, 2018
Instrument	8920
Transaction Type	Transfer
Record Updated	Nov 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WATERFALL DR CLOUDCROFT NM 88317, CLOUDCROFT, NM 88317

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTERO NM
Recording Date	Oct 19, 2018
Property Address	48 WATERFALL DR, CLOUDCROFT, NM 88317
Document Number	0000008897
Instrument Date	Oct 18, 2018
Instrument	8897
Transaction Type	Transfer
Record Updated	Nov 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	48 WATERFALL DR CLOUDCROFT NM 88317, CLOUDCROFT, NM 88317

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTERO NM
Recording Date	Oct 19, 2018
Property Address	48 WATERFALL DR, CLOUDCROFT, NM 88317
Document Number	0000008895
Instrument Date	Oct 17, 2018
Instrument	8895
Transaction Type	Transfer
Record Updated	Nov 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WATERFALL DR CLOUDCROFT NM 88317, CLOUDCROFT, NM 88317

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTERO NM
Recording Date	Jun 06, 2018
Property Address	48 WATERFALL DR, CLOUDCROFT, NM 88317
Document Number	0000004979
Instrument Date	Mar 16, 2018
Instrument	4979
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 DONNYBROOK PL EL PASO TX 799021312, EL PASO, TX 79902-1312

Tax Assessment & Valuation

Source: Otero County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Otero County
Unified School District	Cloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,754 (+3%) Land $15,000 Building $59,754	$224,261 (+3%) Land $45,000 Building $179,261
2025	$1,126.00 (+4.16%)	$72,577 (+6.09%) Land $15,000 Building $57,577	$217,730 (+6.09%) Land $45,000 Building $172,730
2023	$1,081.00	$68,411 Land $15,000 Building $53,411	$205,233 Land $45,000 Building $160,233

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otero County (35035C), updated November 3, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 350350009013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Extreme above 100% of the US · above 100% of New Mexico
Wildfire Likelihood	About 1 in 27 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Tularosa Basin Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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