Otero County property record for 40 Waterfall Dr, Cloudcroft, NM 88317 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 1996 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,900 (Aug 2014) |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4071093271341 |
| Primary APN | 11O4071093271341 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,021 sqft (0.253 acres) |
| Terrain | Mountain |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Deck Area | 248 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Account Number | R040475 |
|---|---|
| Street Address | 40 WATERFALL DR |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: WATERFALL LODGE LOT 6 BLOCK: 5 |
| Legal Subdivision | WATERFALL LODGE |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 901 |
Source: Otero County records · APN 11O4071093271341
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 WATERFALL DR, CLOUDCROFT, NM 88317-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on Record |
| Deed Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 20146106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO NM |
| Property Address | 40 WATERFALL DR, CLOUDCROFT, NM 88317-9206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 40 WATERFALL DR, CLOUDCROFT, NM 88317-9206 |
| Document Number | 0202103078 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 202103078 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Otero County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,479 (+3%) Land $2,039 Building $84,440 | $259,437 (+3%) Land $6,118 Building $253,319 | |
| 2025 | $1,271.00 (+4.27%) Homeowner's exemption | $83,960 (+6.09%) Land $2,039 Building $81,921 | $251,881 (+6.09%) Land $6,118 Building $245,763 |
| 2023 | $1,219.00 Homeowner's exemption | $79,141 Land $2,039 Building $77,102 | $237,423 Land $6,118 Building $231,305 |
Source: FEMA National Flood Hazard Layer, Otero County (35035C), updated November 3, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 350350009013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Aug 2006, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Extreme above 99% of the US · above 100% of New Mexico |
|---|---|
| Wildfire Likelihood | About 1 in 29 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Tularosa Basin Telephone Company | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
No mobile data coverage reported
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