48 Water St, Dundee, NY 14837 Property Records

Yates County and Starkey Town property record for 48 Water St, Dundee, NY 14837

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,950 sqft · built 1900
Lot Size0.418 acres (18,212 sqft)
OwnerIndividual on Record
Last Sale$47,872 (May 2010)
Tax Bill$4,364 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0327-000

Property Details

APN / Parcel Number

Primary APN0327-000
Alternative APNs
  • 340111308000010300000000
  • 573401 113.80-1-30

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,950 sqft Living Area
1st Floor Area1,693 sqft
Upper Floors Area256 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area18,212 sqft (0.418 acres)
Lot Dimensions248 ft deep x 73.3 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area216 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0327-000
Street Address48 WATER ST
CityDUNDEE
StateNY
Zip14837-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number30.000
JurisdictionYATES NY
Township / Civil DivisionSTARKEY
Census Block Group2
Census Block2011
Census Tract150101

Owner

Source: Yates County and Starkey Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address48 WATER ST, DUNDEE, NY 14837-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2010 · Amount on Record
Deed SaleMay 26, 2010 · Amount on Record
Deed Book / Page616 / 172
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address48 WATER ST, DUNDEE, NY 14837-1031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202492
DateOct 14, 2020
Instrument2020-2492
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term236 Months
DueJun 1, 2040

Tax Assessment & Valuation

Source: Yates County and Starkey Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionStarkey Town
MunicipalityDundee Village
Unified School DistrictDundee Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,364.00 (+177.78%)$150,000 (+120.59%) Land $49,000 Building $101,000$150,000 (+80.94%) Land $49,000 Building $101,000
2023$68,000 Land $12,000 Building $56,000$82,900 Land $14,629 Building $68,271
2020$1,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNDEE VILLAGE
serves 1,765 people · EPA ID NY6101262
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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