46 Water St, Dundee, NY 14837 Property Records

Yates County and Starkey Town property record for 46 Water St, Dundee, NY 14837

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,465 sqft · built 1900
Lot Size0.415 acres (18,104 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Apr 2001)
Tax Bill$4,364 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone A (high risk)
APN0418-000

Property Details

APN / Parcel Number

Primary APN0418-000
Alternative APNs
  • 340111308000010310000000
  • 573401 113.80-1-31

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,465 sqft Living Area
1st Floor Area1,265 sqft
2nd Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area18,104 sqft (0.415 acres)
Lot Dimensions248 ft deep x 73 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area279 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0418-000
Street Address46 WATER ST
CityDUNDEE
StateNY
Zip14837-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number31.000
JurisdictionYATES NY
Township / Civil DivisionSTARKEY
Census Block Group2
Census Block2011
Census Tract150101

Owner

Source: Yates County and Starkey Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 WATER ST, DUNDEE, NY 14837-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 5, 2001 · Amount on Record
Deed SaleApr 5, 2001 · Amount on Record
Prior SaleOct 8, 1998 · Amount on Record
Deed Book / Page449 / 281
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address46 WATER ST, DUNDEE, NY 14837-1031
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WATER ST, DUNDEE, NY 14837-1031

Mortgage

Document Number0020229277
DateAug 3, 2022
Instrument2022-9277
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJul 1, 2037

Tax Assessment & Valuation

Source: Yates County and Starkey Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionStarkey Town
MunicipalityDundee Village
Unified School DistrictDundee Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,364.00 (+112.57%)$180,000 (+71.43%) Land $48,000 Building $132,000$180,000 (+40.63%) Land $48,000 Building $132,000
2023$105,000 Land $15,000 Building $90,000$128,000 Land $18,286 Building $109,714
2020$2,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNDEE VILLAGE
serves 1,765 people · EPA ID NY6101262
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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