Monmouth County and Rumson Borough property record for 45 Washington St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,113 sqft · built 2021 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,935,000 (Apr 2025) |
| Tax Bill | $16,888 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00030-0000-00014 |
| Primary APN | 41-00030-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,113 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Upper Floors Area | 432 sqft |
| Basement Area | 216 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Porch | Open Porch |
| Sewer | Connected |
|---|
| Account Number | 047500 |
|---|---|
| Street Address | 45 WASHINGTON ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 30 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00030-0000-00014
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WASHINGTON ST, RUMSON, NJ 07760-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 08, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FE FUNDING RAI LLC |
| Jul 13, 2022 | Deed, Transfer · Conventional Mortgage US BANK NA |
| May 12, 2021 | Deed, Transfer TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Dec 16, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2025 · Amount on Record |
| Deed Sale | Apr 08, 2025 · Amount on Record |
| Prior Sale | Jul 13, 2022 · Amount on Record |
| Deed Document Number | 202527227 |
| Deed Book / Page | 9732 / 7946 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 WASHINGTON ST, RUMSON, NJ 07760-1433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 311 OLD CORLIES AVE, NEPTUNE, NJ 07753-3902 |
| Document Number | 0095179927 |
|---|---|
| Date | Jun 08, 2021 |
| Book Page | 9517/9927 |
| Instrument | 2021090341 |
| Name | FE FUNDING RAI LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SEA GIRT, NJ 08750 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 13, 2022 |
| Property Address | 45 WASHINGTON ST, RUMSON, NJ 07760-1433 |
| Document Number | 0096048723 |
| Book / Page | 9604 / 8723 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022072186 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,393.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 OLD CORLIES AVE, NEPTUNE, NJ 07753-3902 |
| Name | Verified Name |
|---|---|
| Address | 45 WASHINGTON ST, RUMSON, NJ 07760-1433 |
| Document Number | 2022072187 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022072187 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 12, 2021 |
| Property Address | 45 WASHINGTON ST, RUMSON, NJ 07760-1433 |
| Document Number | 0095104459 |
| Book / Page | 9510 / 4459 |
| Instrument Date | May 05, 2021 |
| Instrument | 2021077224 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,978.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 BLOSSOM RD, RUMSON, NJ 07760-1827 |
| Name | Verified Name |
|---|---|
| Address | 16A BELLEVUE AVE, RUMSON, NJ 07760-1155 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 16, 2020 |
| Property Address | 45 WASHINGTON ST, RUMSON, NJ 07760-1433 |
| Document Number | 0000150598 |
| Book / Page | 009465 / 003452 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 150598 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14 RUSSEL AVE OCEANPORT NJ 077571249, OCEANPORT, NJ 07757-1249 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,845,600 (+14.64%) Land $798,700 Building $1,046,900 | $1,845,600 (+14.64%) Land $798,700 Building $1,046,900 | |
| 2025 | $16,888.00 (+3.65%) | $1,609,900 (+16.64%) Land $710,200 Building $899,700 | $1,609,900 (+16.64%) Land $710,200 Building $899,700 |
| 2024 | $16,294.00 (-13.56%) | ||
| 2023 | $1,380,200 Land $637,900 Building $742,300 | $1,380,200 Land $637,900 Building $742,300 | |
| 2022 | $18,850.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 342 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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