48 Ward Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 48 Ward Rd, Loretto, TN 38469

Property Summary

Property Type	Rural Home
Details	3 ba · 1,512 sqft · built 1970
Lot Size	35.2 acres (1,535,054 sqft)
Owner	2 Individual Names on File
Last Sale	$16,780 (Dec 1996)
Tax Bill	$1,211 (2025)
Deeds & Mortgages	Jul 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`050141 02100`

Property Details

APN / Parcel Number

Primary APN	`050141 02100`
Alternative APN	`141 02100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1987
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,535,054 sqft (35.2 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	542 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	48 WARD RD
City	LORETTO
State	TN
Zip	38469-3030
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3017
Census Tract	960700

Owner

Source: Lawrence County records · APN 050141 02100

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 WARD RD, LORETTO, TN 38469-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 1996 · Amount on Record
Deed Sale	Dec 13, 1996 · Amount on Record
Deed Document Number	0000290556
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jul 21, 2026
Property Address	48 WARD RD, LORETTO, TN 38469-3030
Document Number	0000004460
Book / Page	833 / 385
Instrument Date	Jul 21, 2026
Instrument	20264460
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WARD RD, LORETTO, TN 38469-3030

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,211.00 Additional exemption filed	$60,250 (-) Land $9,950 Building $50,300
2023	$1,211.00 Additional exemption filed	$60,250 (-) Land $9,950 Building $50,300
2022	$1,211.00	$60,250 Land $9,950 Building $50,300	$306,600 Land $105,400 Building $201,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.