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25 Ward Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 25 Ward Rd, Loretto, TN 38469 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2,128 sqft · built 2000
Lot Size5.44 acres (236,966 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Apr 2026)
Tax Bill$215 (2025)
Deeds & MortgagesApr 2026 Sale & Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050134 01910

Property Details

APN / Parcel Number

Primary APN050134 01910
Alternative APN
  • 134 01910

Interior

Stories1 Story
Building Area2,128 sqft Living Area
1st Floor Area2,128 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleMobile/Manufactured
Lot Area236,966 sqft (5.44 acres)
Garage TypeDetached
Garage Area900 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area276 sqft
Shed1 Shed
Shed Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerConnected

Location & Zoning

Street Address25 WARD RD
CityLORETTO
StateTN
Zip38469-3030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3017
Census Tract960700

Owner

Source: Lawrence County records · APN 050134 01910

Assessment roll updated January 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1249 CROWDER RD, LAWRENCEBURG, TN 38464-4713
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Warranty Deed, Transfer · Line of Credit
CITIZENS BANK OF LAURENS COMPANY
Jun 02, 2021Warranty Deed, Transfer · FHA Mortgage
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2026 · Amount on Record
Deed SaleApr 02, 2026 · Amount on Record
Prior SaleJun 02, 2021 · Amount on Record
Deed Document Number20261926
Deed Book / Page819 / 149
Record UpdatedJun 08, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateApr 02, 2026
Property Address25 WARD RD, LORETTO, TN 38469-3030
Document Number0000001926
Book / Page819 / 149
Instrument DateMar 31, 2026
Instrument20261926
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$33,633.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1249 CROWDER RD, LAWRENCEBURG, TN 38464-4713

Mortgage

Document Number0000001927,
DateApr 02, 2026
Book Page819/153
Instrument20261927
Lender
NameCITIZENS BANK OF LAURENS COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 03, 2046
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateJun 02, 2021
Property Address25 WARD RD, LORETTO, TN 38469-3030
Document Number635624
Book / Page635 / 624
Instrument DateMay 22, 2021
Instrument21003641
Transaction TypeTransfer
Record UpdatedJun 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$647.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 WARD RD, LORETTO, TN 38469-3030

Mortgage

Document Number21003642
DateJun 02, 2021
Instrument21003642
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$215.00 (-45.57%)$10,700 (-45.48%) Land $7,825 Building $2,875
2023$395.00$19,625 (-) Land $7,825 Building $11,800
2022$395.00$19,625 Land $7,825 Building $11,800$42,800 Land $31,300 Building $11,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 49% of Tennessee
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber1,000 / 1,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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