Worcester County and Oxford Town property record for 48 Walnut St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,486 sqft · built 1957 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $411,000 (May 2022) |
| Tax Bill | $5,068 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33D B:E12 |
| Primary APN | OXFO M:33D B:E12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 3,127 sqft |
| 1st Floor Area | 885 sqft |
| Basement Area | 825 sqft |
| Unfinished Basement | 825 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 33DE12 |
|---|---|
| Street Address | 48 WALNUT ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | E12 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 753200 |
48 Walnut St is owned and occupied by an individual who bought it in May 2022.
Source: Worcester County and Oxford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 19, 2022 | Quit Claim Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Dec 26, 2017 | Deed of Trust, Mortgage DREW MORTGAGE ASSOCIATES INC |
| Jan 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | Dec 23, 2008 · Amount on File |
| Deed Document Number | 202254950 |
| Deed Book / Page | 67619 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072624-251 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 72624/251 |
| Instrument | 85158 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 325 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070133-388 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 70133/388 |
| Instrument | 6246 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069342-310 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 69342/310 |
| Instrument | 53163 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | May 19, 2022 |
| Property Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Document Number | 067619-120 |
| Book / Page | 67619 / 120 |
| Instrument Date | May 19, 2022 |
| Instrument | 54950 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Document Number | 0000054951 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 54951 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58241-65 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 58241/65 |
| Instrument | 144501 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 48 WALNUT ST, OXFORD, MA 01540-2228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 64234-240 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 64234/240 |
| Instrument | 6557 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 48 Walnut St was $5,068, up 9.6% from the year before.
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,068.00 (+9.63%) | $414,400 (+13.57%) Land $74,400 Building $340,000 | $431,122 (+3.05%) |
| 2025 | $4,623.00 (-1.93%) | $364,900 (+4.35%) Land $74,400 Building $290,500 | $418,380 |
| 2024 | $4,714.00 (+29.58%) | $349,700 (+31.12%) Land $70,900 Building $278,800 | |
| 2023 | $3,638.00 | $266,700 Land $60,300 Building $206,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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