Worcester County and Oxford Town property record for 46 Walnut St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,511 sqft · built 1957 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,600 (Sep 1990) |
| Tax Bill | $4,295 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33D B:E11 |
| Primary APN | OXFO M:33D B:E11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,511 sqft Living Area |
| Gross Area | 3,009 sqft |
| 1st Floor Area | 969 sqft |
| Basement Area | 969 sqft |
| Unfinished Basement | 969 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,800 sqft (0.248 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 33DE11 |
|---|---|
| Street Address | 46 WALNUT ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | E11 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 753200 |
46 Walnut St is owned and occupied by an individual who bought it in September 1990.
Source: Worcester County and Oxford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 WALNUT ST, OXFORD, MA 01540-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Apr 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 1990 · Amount on File |
| Deed Sale | Sep 18, 1990 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 46 WALNUT ST, OXFORD, MA 01540-2228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067897-357 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 67897/357 |
| Instrument | 76271 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 46 WALNUT ST, OXFORD, MA 01540-2228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00067385-1 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 67385/1 |
| Instrument | 37567 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
The 2026 property tax bill for 46 Walnut St was $4,295, up 9,661.4% from the year before.
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,295.00 (+9,661.36%) | $351,200 (+1.01%) Land $88,700 Building $262,500 | $407,758 (+8.97%) |
| 2025 | $44.00 (-99.02%) | $347,700 (+4.48%) Land $85,000 Building $262,700 | $374,205 |
| 2024 | $4,486.00 (+6.23%) | $332,800 (+7.49%) Land $81,100 Building $251,700 | |
| 2023 | $4,223.00 | $309,600 Land $77,500 Building $232,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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