Allegany County property record for 48 W Main St, Lonaconing, MD 21539
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,280 sqft · built 1920 |
| Lot Size | 0.333 acres (14,520 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $873 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-004985 |
| Primary APN | 10-004985 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,280 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,520 sqft (0.333 acres) |
| Lot Dimensions | 264 ft deep x 55 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 004985 |
|---|---|
| Street Address | 48 W MAIN ST |
| City | LONACONING |
| State | MD |
| Zip | 21539-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 48 W MAIN ST DETMOLD 55X264 |
| Legal Subdivision | GEORGES CRK |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 10, LONACONING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2100 |
Source: Allegany County assessment roll, APN 10-004985, as of July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 W MAIN ST, LONACONING, MD 21539-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2003 |
| Deed Sale | Sep 23, 2003 |
| Prior Sale | May 01, 2001 · Amount on Record |
| Deed Document Number | 20031840 |
| Deed Book / Page | 721 / 288 |
| Transfer Doc | 0000001840 |
| Record Updated | Sep 20, 2026 |
Source: Allegany County assessment roll as of July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,033 (+31.79%) | $98,900 (+19.73%) Land $16,100 Building $82,800 | |
| 2025 | $873.00 (+30.49%) Homeowner's exemption | ||
| 2023 | $669.00 Homeowner's exemption | $66,800 | $82,600 Land $7,500 Building $75,100 |
Source: FEMA National Flood Hazard Layer, Allegany County (24001C), as of November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010021002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 17 (1996–2025) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 98 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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